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πŸ“ŠMortgage Rates Move Slightly Lower|πŸ“ŠVillage Capital settles over broken 6% VA loan rate cap|βš–οΈDOJ targets servicers who skip 6% military loan rate cap|🀝Ramp Raises $1.85 Billion, Boosting Valuation to $60 Billion|πŸ€–How LoanDepot uses AI to improve loan quality, reduce costs|πŸ“ŠMortgage Rates Inch to Another 2-Week Low|πŸ“ŠLight Volatility and Modest Gains Ahead of CPI|πŸ›οΈMortgage Industry Faces Uncertainty With VS4 Adoption|πŸ“ŠMortgage Rates Near 1-Week Lows|πŸ’»Valon's $150M raise ups ante vs. ICE, Sagent in servicing|πŸ›οΈIn oversight preview, Dems demand FHFA's Pulte testify|🀝Shadow loan fraud: How can lenders can prepare to combat|πŸ“ŠLowest Mortgage Rates in a Week|πŸ“ŠMortgage Rates Little-Changed to Start New Week|πŸ’»Mortgage demand slips again as rates push past 7%|🀝FintechOS Raises $28 Million in Combined Debt and Equity|πŸ€–Finzly Unveils AI Assurance Layer Assure|πŸ“ŠMortgage Rates Unchanged to Start The Week|βš–οΈMortgage Advice Bureau cuts profit outlook as housing market weakens|πŸ›οΈTrump posts new support for GSEs, lower mortgage rates|πŸ€–Lenders launch AI plugins as buyers become more trusting|πŸ“ŠMortgage Rates Pushing New Long-Term Highs|πŸ“ŠHighest Mortgage Rates in Over a Year, But Just Barely|πŸ’»Rocket’s amended complaint says UWM targeted Mr. Cooper borrowers|πŸ€–Six keys to tuning up the $15 trillion mortgage servicing sector|πŸ“ŠMortgage Rates Rise Modestly From 3 Week Lows|πŸ’»Record home equity masks troubling rise in underwater loans|βš–οΈConsumer groups warn CFPB rollback of mortgage rules could expose borrowers|πŸ“ŠMortgage Rates Roughly Unchanged Despite Bond Market Improvement|πŸ“ŠBlog: 15 years at the heart of the mortgage market|πŸ’»Opinion: Why 20% down has become the exception in commercial real estate|πŸ’»JPMorgan Chase to hire 850 loan officers in $750 billion housing push|πŸ“ŠMortgage Rates Roughly Unchanged Versus Friday's Lows|πŸ“ŠRethink capacity: 7% rates end near-term volume hopes|πŸ’»Propertymark: Buyer demand eases as sales market remains steady|πŸ›οΈAmerica’s accidental landlords: The hidden consequence of the mortgage lock-in effect|πŸ€–Workflow Before Technology: Why mortgage transformation starts with governance, not AI|πŸ“ŠMortgage Rates Near 1-Year Highs|πŸ’»More than 96% of investors expect a Burnham tax raid|βš–οΈWhat the ROAD to Housing Act means for agents, homebuyers|πŸ€–The Agency’s Zane Burnett: AI success starts with clean data, not hype|πŸ“ŠMortgage Rates Start New Week Flat|πŸ’»Appraisal scam leads to $65M worth of defective loans|🀝AI-Driven Investment Platform MDOTM Raises $27 Million|πŸ€–Fiserv Embeds Personetics’ AI Platform into its Digital Banking Suite|πŸ“ŠMortgage Rates Inch to Another 6-Week Low|πŸ’»Servicing costs per loan climb as policy shifts bite|βš–οΈThe mortgage industry is on an AI binge. Let’s make the hangover optional.|πŸ€–A surge of AI-generated lawsuits is causing servicers pain|πŸ“ŠMortgage Rates Bounce Back Toward Recent Highs|πŸ›οΈExpect a major shift in credit allocation as a result of lender choice|🀝AI-mortgage broker Ralo opens, raises $2.9M of capital|πŸ€–Rain Launches Rewards Loyalty Capability|πŸ€–Ripple Contributes to Flutterwave’s Series E Round|πŸ“ŠMortgage applications dip down as rates hold steady|🀝Better Homes and Gardens Real Estate merger creates tri-state brokerage|πŸ€–June 2: AE, LO, servicing jobs; verification, AI automation, MERS audit, lead source products; webinars & podcasts today & tomorrow|πŸ€–Just don’t: Why AI-generated marketing content is a regulatory minefield for mortgage lenders|πŸ“ŠHigher mortgage rates hurt the housing market: Bellway|πŸ“ŠMortgage Rates Just a Bit Higher After Last Week's Jump|πŸ’»Where to get mortgage loan originator training|πŸ’»Mortgage lock volume slid 9% in May, Optimal Blue reports|βš–οΈJune 6: Big retail union; vendor product news; Enforcement action update; Saturday Spotlight: Flyhomes’ BBYS for brokers|βš–οΈFed's Barr: Strong bank regulation curbs nonbank risks|πŸ›οΈVerification, Non-QM Corresp., AI/POS Products; Upcoming Webcasts; Non-Agency Product News|πŸ›οΈJune 8: Production mgt. job; verification, non-QM corresp., AI/POS products; upcoming webcasts; non-Agency product news|🀝Mortgage and real estate battle for the top of the funnel|🀝Temenos Acquires Swiss Wealth Management Orchestration Platform additiv|πŸ€–Finovate Podcast Talks AI, Payments, Cannabis Banking and More!|πŸ“ŠMortgage Rates Move Modestly Lower|πŸ“ŠTemporary Jolt From JOLTS as War Focus Remains|πŸ’»Mortgage fraud risk drops 9%; investor loans a concern|πŸ’»Onity updates reverse mortgage deal, preps share buyback|βš–οΈNapier AI Teams Up with Concentrix to Boost AML Compliance|βš–οΈFed's Barr: Regulatory relief increased big bank profits, not lending|πŸ›οΈJune 3: Servicing, AE jobs; Secondary execution, broker contest, commercial products; webinars of note; Bill Pulte’s job move?|πŸ›οΈFannie, Freddie shares dip as Pulte's added role raises questions|🀝June 1: Servicing mgt. job; non-QM, HELOC, AI, LOS, eVault tools; gov’t loan program changes; bond investor thinking|🀝Verification, AI Automation, MERS Audit, Lead Source Products; Webinars and Training|πŸ€–Real estate agents: Before you paste AI copy into the MLS, run this checklist|πŸ’»FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts|πŸ€–May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law|πŸ’»Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions|πŸ’»Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp|πŸ“ŠHow loan officers are saving deals as mortgage rates cross 6.6%|πŸ“ŠKevin Warsh vows to lead β€˜reform-oriented Federal Reserve’ during White House ceremony|πŸ“ŠServicer Retention Fell in Q1, But Remains at Multi-Year Highs|πŸ’»Single-family rents notch slight uptick in March|πŸ’»Supreme Lending’s John Luddy on the β€˜3 deadly sins’ of reverse mortgages|πŸ’»Mortgage leaders back revised 21st Century ROAD to Housing Act|πŸ’»Gen H to cut rates by up to 30bps|βš–οΈHELOC, DPA, U/W Fees Waived Products; Delinquencies Edge Higher; Conv. Conforming Changes|πŸ’»Title insurance industry posts bumper year in 2025|βš–οΈApril Housing Inflation Data Fills in The Dots That Went Missing During The Government Shutdown|πŸ’»Mortgage Strategy’s Top 10 Stories: 18 May to 22 May|πŸ›οΈFannie Mae raises mortgage rate forecast through 2027|πŸ“ŠAverage mortgage rate creeps downwards, says Moneyfacts|πŸ›οΈMortgage Rates Surge Toward 8-Month Highs|πŸ’»Ami and Imla urge broker feedback on ED&I|🀝equipifi Raises $34 Million to Build Flexible Payments Infrastructure|πŸ’»Coventry and Together to trim rates|🀝Arbor Homes’ low-$200s Arrival Series battles the affordability gap|πŸ’»IHT receipts for Apr 2026 fall to Β£0.7bn|πŸ’»Stamp Duty receipts down despite more homebuyers dragged into net|πŸ’»Iran war is crushing single-family home builders|πŸ’»Homeowners insurance premiums see first deceleration since 2019|βš–οΈCFPB purges 15 years of public data from its website|πŸ“ŠMortgage rates are now on the wrong side of 6.5%|πŸ“ŠVantageScore Uptake Matches Expectations|πŸ’»Zombie foreclosure rates tick up in second quarter|πŸ’»Deadline extended for Mortgage Strategy Specialist Lending Awards|πŸ’»FTBs top priority for Govt support say brokers|πŸ’»Nationwide mortgage lending up 2.5%|πŸ“ŠMay 21: U/W mgr., AE jobs; hedging, verification, servicing, QC, reverse products; Road to Housing Bill status; Jerry Seinfeld & the MBA|πŸ’»TSB and Paragon cut rates as Accord tweaks LTI rule|πŸ’»CHL hires Jenna Macey as BDM for London and the south|πŸ’»Landlord sentiment remains stable, says Landbay|πŸ’»A quarter of customers identified as vulnerable by FOS|πŸ’»Mortgage complaints fall 11% in last financial year: FOS|πŸ’»Six in 10 tenants welcome the Renters’ Rights Act, says Barclays|πŸ’»Bucks BS expands BTL and holiday let offering|πŸ’»West Oxfordshire tops list of FTB hotspots: Rightmove|πŸ’»West One boosts lending as Santander cuts rates|πŸ’»Barney Frank, key Wall Street reformer, remembered as consumer champion|πŸ’»Mortgage defect rate improves in fourth quarter|πŸ’»HUD issues blueprint for cutting red tape to spur home building|πŸ“ŠFed minutes reveal inflation concerns, unease over β€˜easing bias’|πŸ’»House advances sweeping housing bill with White House backing|πŸ’»Mortgage demand falls to five-week low in mid-May|πŸ”’May 20: MI, broker jobs; Strategic partner sought; TPO non-QM, vendor strategy, cybersecurity tools; NY conference talk; Fed raise coming?|πŸ’»Comment: Time to shape the future of later-life lending|πŸ’»Landlords plan expansion despite Renters’ Rights Act|πŸ’»Average UK rent 3.5% higher over year: ONS|πŸ’»Halifax and BM Solutions cut rates as NatWest makes increases|πŸ“ŠDarlington BS cuts foreign currency mortgage rates 30bps|πŸ’»House prices flat over the past year, says Land Registry|πŸ’»Industry reacts to inflation fall to 2.8%|πŸ’»Over-60s property wealth is 3x value of DC pensions market|πŸ’»Blog: The industry needs more people like Nev|πŸ€–AI uncertainty clouds office construction outlook|πŸ’»Government loans gain ground amid faltering new-home mortgage demand|🀝Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger|πŸ’»Buyers gain leverage as downpayments drop for fourth straight quarter|πŸ’»Pending home sales rebound in April despite rising rates|πŸ’»Resilient price growth in Opportunity Zones β€˜a good sign’ for broader housing market|πŸ’»Vernon BS sees sharp rise in later life lending|πŸ’»Principality Intermediaries makes mix of rate changes|πŸ€–May 19: Lead mgt., AI mgt., construction, servicing, QC products; NY conference chatter; AI governance; LO comp is in play|πŸ’»Glenhawk hires managing director of sales and marketing|πŸ’»NatWest raises max LTI to 6.5x for high earners|πŸ’»Planning applications hit record low: Landmark|πŸ’»Developer confidence falls in Q1, says Octane Capital|πŸ’»Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages|πŸ’»Rise in number of properties auctioned in April|πŸ’»Charles Street Finance hires Mather as sales manager|πŸ’»Cancelled mortgages hit record high of Β£8.7bn in Q1|πŸ’»Lettings market activity strengthens in April: Foxtons|πŸ’»Bucks BS lowers product fees, Accord increases rates|πŸ“ŠBond market holds the cards as inflation fears spike Fed rate hike odds|πŸ’»Credit still tightening for home builders, though getting closer to easing|πŸ“ŠFirst-time homebuyers adjust to spring market as mortgage rate lock-in effect persists|πŸ’»HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout|πŸ’»Historically dismal home builder sentiment brightens in May|πŸ’»Commercial Watch: The seatbelt sign is on but the plane’s still flying|πŸ’»Monmouthshire launches new loans origination system with selected brokers|πŸ’»Last chance to enter Mortgage Strategy Specialist Lending Awards 2026|πŸ’»Rise in the number of sales agreed per estate agent: Propertymark|πŸ’»Air to provide later life lending training to Simplybiz advisers|πŸ’»Marked moves in Q1 network table|πŸ€–HSBC launches automated remortgages|πŸ’»OMS appoints Tippett as head of delivery|πŸ’»Demand for variable rates doubles: Moneyfacts|πŸ’»Afin Bank appoints Jeffs head of product and proposition|πŸ’»House prices up 1.2% in May: Rightmove|πŸ€–Roomvu expands AI marketing platform for agents|πŸ€–May 16: Current state of fraud; thoughts on DPA; AI governance practice and other third-party provider news; NY advice|πŸ€–AI agent aims to reshape how builders screen sites, spot deal risk|πŸ’»Rents slide lower amid mixed multifamily outlooks|πŸ“ŠBBYS, Anti-Fraud, Subservicing Products; Primer Hedging Information for MLOs; Cap. Markets Deep Dive|πŸ’»Despite higher upfront costs, new homes save money over time: Realtor.com|πŸ“ŠHigher Rates Hit Mortgage Apps, But Only Modestly|πŸ’»Transfer taxes still play major role in state closing cost rankings|πŸ’»IMBs extend profit streak in first quarter despite cost pressures, falling production|πŸ’»May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage|πŸ’»Mortgage lock volumes tumble in April, purchases salvage annual gains|πŸ’»Mortgage delinquencies continue steady rise in first quarter|πŸ’»Mortgage Strategy’s Top 10 Stories: 11 May to 15 May|βš–οΈHuntington & Ellis rolls out Smart by h&e to support agents in deals|βš–οΈMay 4: Employment and transitions; Compliance, surveys, eGuides and webinars; Spector Q&A|πŸ›οΈMay 15: LO jobs; HELOC, DPA, U/W fees waived products; Delinquencies edge higher; Conv. conforming changes; inflation = higher rates|πŸ“ŠAverage mortgage rates fall despite Labour leader turmoil: Moneyfacts|πŸ›οΈHedging and Secondary, Verification, AI, Reverse, Ops Tools; Earnings; Market Muddle|πŸ›οΈFannie, Freddie's latest bull says traders underpricing IPO odds|πŸ’»Tech Watch: Keeping pace when products move fast|🀝eXp expands platform with acquisition of NextHome|πŸ’»Nine out of 10 homebuyers want solar panels and EV charging|πŸ’»Industry trio urge colleagues to join ED&I conversation|🀝Does eXp’s NextHome deal signal a new brokerage trend?|πŸ’»Glenhawk announces upgrades to AVMs criteria|πŸ’»The Right Mortgage & Protection Network signs up TAB|πŸ’»Runaway rents are a β€œnational phenomenon”, says think tank|πŸ›οΈFannie Mae predicts little change in mortgage rates for a very long time|πŸ’»Rocket sues UWM, alleging $100 million breach of bulk MSR contracts|πŸ’»Housing costs remain a major focus in Fed’s survey of U.S. households|πŸ“ŠMiran exits Fed as Warsh ascends and Powell lingers|βš–οΈSenate Republicans double down on CFPB rollbacks|πŸ€–Newly minted Mortgage AI Council aims to level playing field for IMBs|πŸ’»CrossCountry sugars Two Harbors deal with dividend pledge|πŸ’»Foreclosures dip monthly, climb annually as housing strains persist|πŸ’»Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes|πŸ’»Housing market subdued in April: Rics|πŸ’»Offa expands direct team with four recruits|πŸ’»Economy shows surprise growth in March despite war|πŸ’»Passing the baton: NextGen 30 Under 30 mentorship programme|πŸ’»Residential and buy-to-let arrears fall again, says UK Finance|πŸ€–One in four Brits have used AI for mortgage guidance|πŸ’»Construction output grows by 0.4% in Q1 2026: ONS|πŸ’»Rent controls would not harm landlords if tax relief returns, says JRF|🀝Two Harbors calls latest UWM acquisition offer β€˜predatory’ and β€˜illusory’|πŸ’»Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants|πŸ“ŠSenate confirms Warsh to replace Powell as Fed chair|πŸ€–Plenty of AI usage in CRE, but β€˜clear market gap’ excludes it from decision-making|πŸ’»Wholesale inflation spikes to four-year high in April|πŸ’»Purchase mortgage demand stays strong as refinance share slides|πŸ€–May 13: AI, CRM, verification, DSCR, HELOC products; Gov’t program news; Rates & inflation & borrower psychology… inflation is hot|πŸ’»Cladding, leasehold and social housing all mentioned in King’s Speech|πŸ’»Foundation relaunches BTL products and cuts rates|πŸ’»FCA names new senior execs|πŸ’»News Analysis: Purchasers turn cautious|πŸ’»TSB and West Brom cut prices by up to 26bps|πŸ’»L&G paid out Β£1.388bn protection claims last year|πŸ’»New home registrations fall as developers face rising costs: NHBC|πŸ’»Charles Street Finance creates field-based BDM team|πŸ’»Blog: Will RRA change how we approach lending?|πŸ’»OSB promotes Hollands to group head of intermediary sales and distribution|πŸ€–Comment: Beware the AI veneer|πŸ’»Misconceptions around deposits still holding back FTBs: MAB|πŸ“ŠNew prime minister might mean lower mortgage rates, says John Charcol|πŸ’»Four in 10 homes on the market don’t sell: Zoopla|πŸ’»Landbay hires McRoberts as BDM for Kent and South Coast|πŸ“ŠFormer Fed chair offers blistering critique of Kevin Warsh’s AI outlook|πŸ’»Concentration risk emerging among newer vintage loans, FHA borrowers|πŸ’»Purchase mortgage activity holds ground in April|πŸ“ŠSenate confirms Kevin Warsh to Fed board with chair vote on deck|πŸ’»Mortgage credit availability retreats in April|πŸ’»CPI inflation spikes to highest level since 2023 as war impacts build|πŸ’»Air partners with Linear for later life lending expansion|πŸ’»TMW cuts rates by up to 0.20%, Gen H lifts prices|πŸ’»40% of landlords want to refinance over next 12 months|πŸ€–May 12: LO jobs; best ex, equity, servicing, AI, valuation tools; job market’s mixed signals; purchase market dragging?|πŸ’»TML lowers rates by up to 0.35%, Kensington withdraws products|πŸ’»Paradigm adds Afin to lender panel|πŸ’»Leasehold β€˜bottleneck’ sees time to exchange take 155 days|πŸ’»Second charge new business volumes grew by 20% in March: FLA|πŸ’»Stamp Duty bungs up the housing market, shadow chancellor says|πŸ’»Atom bank adds Norton Broker Services to commercial broker panel|πŸ’»Dudley BS appoints Smith as chief growth officer|πŸ’»Molo launches semi-commercial proposition|πŸ’»MT Finance hires Gregory as BDM|πŸ’»Popularity of trackers has surged since start of war in Iran|πŸ“ŠFleet reintroduces zero fee and fixed fee 5-year rates, Coventry cuts prices|πŸ’»Mortgage searches down 20% in April: Twenty7tec|πŸ’»Newell appointed as head of Fiba|πŸ’»Lloyds Banking Group launches Β£5k deposit FTB mortgage|🏠Zillow-Redfin antitrust cases proceed as judge rejects motion to dismiss|πŸ’»Bringing facts to some mortgage market myths|πŸ’»UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms|πŸ’»Refinance share of mortgage originations hits four-year high in first quarter|πŸ’»Price declines, demand uncertainty muddy outlook for fix-and-flip investors|πŸ“ŠExisting-home sales stall in April as mortgage rates surge|πŸ“ŠNationwide, Virgin and NatWest make rate cuts of up to 0.36%|πŸ’»News Analysis: New rental rules bring opportunity|πŸ“ŠMay 11: MI, LO jobs; AI consulting, UAD 3.6, CRA mining, non-Agency search tools; rate cross currents but Fed probably sitting ’til ’27|πŸ’»Pallas Capital hires Dance as originator|πŸ’»Beverley BS Joins Brilliant Solutions Mortgage Club panel|πŸ’»Zephyr Homeloans launches special edition 5-year fixed range|πŸ’»Market Watch: Chaos theory? We need calm!|πŸ’»Together appoints Anderson as chief strategy officer|πŸ’»The Right Mortgage & Protection Network points to year on year growth|πŸ’»GB Bank joins BDLA|πŸ’»FTBs remain under pressure from mortgage mayhem: Moneyfacts|πŸ’»Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines|πŸ’»U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952|πŸ’»CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM|πŸ“ŠMortgaged home equity levels β€˜relatively strong’ as seriously underwater rates rise|πŸ’»Firming labor market may bring limited relief to housing|πŸ’»Mortgage Strategy’s Top 10 Stories: 04 May to 08 May|πŸ“ŠMay 8: LO jobs coast to coast; BBYS, anti-fraud, subservicing products; Primer hedging information for MLOs|πŸ’»Industry calls for response on equity, diversity and inclusion|πŸ“ŠMortgage rate cuts stall as market adjusts to uncertainty: Moneyfacts|πŸ’»Pepper Money rejigs sales team|πŸ’»Together trims unregulated bridging rates|πŸ’»Vida Homeloans expands resi options and relaunches BTL range|πŸ’»Gatehouse added to The Right Mortgage panel|πŸ’»House prices stable in April, says Halifax|πŸ’»Money Talks – Putting Protection Viewpoint insights into action – Part 2|πŸ’»Top central bankers explain dissents, urge caution as inflation risks rise|πŸ’»Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans|πŸ’»High prices for urban new builds underscore housing reform delay|πŸ’»Residential construction spending rallies in March|πŸ“ŠMortgage rates hit monthly high, clouding homebuying outlook|πŸ’»Seasonal dip dings strong yearly gains in first-quarter CRE originations|πŸ’»Duncombe set to retire as part of YBS’ homes division reshuffle|πŸ€–May 7: LO jobs; hedging & secondary, verification, AI, reverse, ops tools; earnings tell a tale; market muddle Click to teach UTmail Mail this conversation is important|πŸ’»Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26|πŸ’»Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore|πŸ’»London Β£5m+ market losing momentum, says Savills|πŸ’»HSBC to cut rates as others reprice in both directions|πŸ’»Monmouthshire BS appoints Morgan as BDM for south Wales|πŸ’»Amid office sector weakness, has the sublease vacancy rate peaked?|πŸ’»As home affordability weakens, generational gaps widen|πŸ€–Fed’s Goolsbee warns of β€˜diminishing returns’ from massive AI spending|πŸ’»High rates still blocking would-be movers as home price growth cools β€” for now|πŸ’»Private employers defy expectations, add more than 100,000 jobs in April|πŸ’»War-driven rate pressures slowing mortgage demand|πŸ€–May 6: VP Ops, AE jobs; TBA settlement, non-Agency, due diligence, AI, warehouse tools; How old is your house?|πŸ’»Power Moves: Rate, AnnieMac, Lower and others make notable hires|πŸ’»HUD eases environmental guidelines for FHA’s multifamily underwriting|πŸ’»Home prices keep climbing, though gains ease slightly from fourth quarter|πŸ’»CrossCountry Mortgage fires back at β€˜misleading claims’ from UWM in TWO bidding battle|πŸ’»Iran war shatters real estate investor outlook|πŸ’»Sales of newly built homes jump in March|πŸ“ŠMay 5: LO, AE jobs; Ginnie guide, borrower marketing, e-note products; AI webcast; Advocacy Week approaching|πŸ’»Scotsman Guide’s 2026 Top Women Originators hit big numbers last year|πŸ’»HUD’s mixed-immigration status proposal sees 97% opposition|πŸ’»FICO 10T outperforms VantageScore 4.0 in new mortgage default study|🀝Two Harbors roundly rejects UWM’s latest acquisition bid, cites β€˜significant’ risks|πŸ’»Homebuying literacy gaps highlight rift between purchase affordability and buyer demand|πŸ’»Non-QM delinquencies ease in March on seasonal drivers|βš–οΈMay 2: Thoughts on retaining the borrower, evaluating LO performance, and keeping policy in perspective; compliance matters!|πŸ’»UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter|πŸ€–Survey finds mortgage brokers are receptive to AI β€” but slow to adopt|πŸ“ŠFitch says pair of Fed rate cuts still on the table for 2026|πŸ’»New home listings resilient in April despite economic volatility|πŸ’»New mortgage payments jump in March, setting back purchase affordability|πŸ“ŠExperts see higher floor for mortgage rates as Iran war drags on|πŸ“ŠMay 1: LO jobs, TPO partner wanted; database mining, commercial, PPE, lead gen tools; non-Agency updates around the biz|πŸ’»Housing underbuilding weakens wealth building|πŸ’»Restoring HUD’s First Look program can expand homeownership without banning investors|πŸ’»Exponential income growth requires a shift away from small deals|πŸ’»DSCR is reshaping real estate financing in tighter credit environment|πŸ’»SOFR-based hedging gains traction in non-agency lending|πŸ’»Policy shifts revive attention on manufactured housing|πŸ’»Building strength during mortgage market slowdowns|πŸ’»An elite originator explains what separates top producers from the rest|πŸ’»Homeowners insurance premiums soar between 2021 and 2025, new study shows|πŸ›οΈLenders begin rolling out VantageScore 4.0 for Fannie Mae and Freddie Mac loans|πŸ›οΈRefinances fuel first-quarter rebound in Freddie Mac earnings|πŸ’»PCE inflation skyrockets in March on energy supply shock|πŸ›οΈFannie Mae earnings recover in first quarter, reflecting β€˜leaner’ approach|πŸ“ŠApr. 30: Cap mkts. Job; Forecasting, data, underwriting tools., credit monitoring tools; Webinars and thought leadership; STRATMOR Insights|πŸ“ŠPowell to stay on as Fed governor after his chair term expires in May|πŸ“ŠA cautious Fed leaves interest rates unchanged as Powell nears the finish line|πŸ’»Non-QM sector stabilizes in March amid deteriorating delinquency outlooks|πŸ“ŠSenate Banking Committee advances Warsh nomination for next Fed chair|πŸ’»Single-family housing starts spike as permits plunge in March|πŸ’»Purchase mortgage applications sustain rebound from March lows|πŸ€–Apr. 29: CRM, verification, AI, MERS review, fee mgt., credit monitoring tools; Disaster updates; STRATMOR CD workshop|πŸ’»HUD moves to roll back gender identity protections for federal housing programs|πŸ’»USDA, HUD rescind Biden-era energy efficiency mandate|πŸ’»Broeksmit backs revised Basel III plan before House committee, calls for changes|πŸ’»CRE lending has banner year in 2025|πŸ’»Consumer sentiment treads water in April amid ongoing war impacts|πŸ’»Home price gains fade with inflation set to reheat: Case-Shiller index|πŸ’»Regional home price softening deepens in February|🀝Apr. 28: AE, LO, cap. mkts. jobs; investor, workflow, accounting, AI, DPA tools; LOs & technology during growth; Fed meeting starts|πŸ’»Ginnie Mae changes reporting policy following spike in FHA delinquency numbers|πŸ’»CHLA cautions β€˜unwillingness to act boldly’ is deepening housing divides|πŸ“ŠPowell and Warsh to share spotlight Wednesday with Fed rate cuts likely on hold|πŸ’»House lawmakers revolt against White House restrictions on BTR investors|πŸ’»Commercial delinquencies jump in first quarter for GSEs and FHA|πŸ“ŠApr. 27: POS, retention tools, Consumer direct workshop and shows; Construction psychology; Data on tap|πŸ“ŠApr. 25: Thoughts on tracking construction loans; Powell/Warsh/Trump; The life of a notary; Saturday Spotlight: NEO Home Loans|πŸ’»Mortgage credit score competition is increasing. Will it lower costs?|πŸ’»MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones|πŸ’»Pair of polls point to historically dismal consumer confidence|πŸ’»Foreclosure inventory reaches highest level since 2020|πŸ“ŠDOJ abruptly drops criminal probe of Fed Chair Powell|βš–οΈFed’s inspector general reports uptick in unresolved data security issues at CFPB|πŸ“ŠDOJ drops criminal probe into Fed chair Jerome Powell|πŸ’»Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies|πŸ’»CHEP lambasts Maine regulators for new law restricting shared-equity lending|πŸ’»Coworking emerging as driver of office occupancy recovery|πŸ’»Renovation lending lingering bright spot in dour home building outlook|πŸ’»Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization|πŸ“ŠModest mortgage rate relief continues despite ongoing geopolitical tensions|πŸ“ŠVantageScore 4.0 Is a Go at the GSEs, FHA to Follow|πŸ’»Home seller profit margins sink to five-year low|πŸ€–Apr. 23: Tech job; Specialty AI, pooling, correspondent products; Lender responsibility opinion; webcast specialty shows coming|πŸ’»Climate risks actively eroding U.S. housing markets, ICE study finds|πŸ’»The β€˜stability gap’: Why a good salary is not enough to secure a mortgage|βš–οΈBroeksmit offers further clarity on MBA’s single-bureau credit plan|πŸ’»Real estate investor optimism fades amid geopolitical tensions and inflation resurgence|πŸ›οΈFHFA, HUD greenlight updated credit score models for federally backed mortgages|πŸ’»Home purchase cancellations jump in March as price growth slows|πŸ’»Mortgage demand bounces back as rates stabilize, inventory expands|πŸ“ŠApr. 22: Hedge mgt., LO jobs; MBS execution, AI, DSCR, processing, HELOC products; Hedge funds, Treasuries, & mortgage rates|βš–οΈCFPB final rule unveiled, will β€˜amend provisions related to disparate impact’|πŸ’»Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits|πŸ’»U.S. land prices cool as builder demand softens|πŸ’»Borrowers express downpayment confusion amid affordability pressures|πŸ’»Warsh faces tough questions from Senate committee, denies Trump influence on rates|πŸ€–Unsubscribe|πŸ“ŠPending home sales climb 1.5% in March as pent-up demand defies high mortgage rates|πŸ’»Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills|πŸ“ŠApr. 21: VOA, processing, DPA, non-QM, broker products; Lender 2025 volume rankings; attorneys & legal risk; assessing AVM risk|πŸ’»Maine becomes first state in U.S. to regulate home equity investment loans|πŸ“ŠKevin Warsh stakes out Fed independence stance ahead of crucial Senate hearing|πŸ’»Scotsman Guide survey finds mortgage originators start the year confident, despite barriers|πŸ’»Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios|πŸ’»Outlook dims for β€˜structural’ recovery in housing affordability|🀝Apr. 20: CU jobs; Best-ex, AI, servicing, borrower acquisition tools; HELOC, non-QM, client funnel products; why are markets on hold?|πŸ€–Tips for getting credible financial planning help from AI|πŸ€–How much can influencers with less than 10,000 followers earn?|βš–οΈApr. 18: Thoughts on retaining borrowers; States are communicating on compliance; Saturday Spotlight: Kastle; memorable sales speech|πŸ€–Apr. 17: LO, AE jobs, Dark Matter changes; mfg. DPA, QC, AI, data decisioning tools; a strained housing market; insurance/climate interview|πŸ›οΈFHFA’s Scrapped Press Conference Fires Rumor Mill|πŸ›οΈApr. 16: LO, AE jobs; AOT, warehouse, homebuyer report, , subservicing tools; STRATMOR’s β€œWho Owns the Borrower?” Population trends|πŸ“ŠTrump threatens to fire Powell as April 21 hearing approaches to confirm Warsh as new Fed chief|βš–οΈApr. 15: Western AE & mgt. jobs; TBA bidding, HELOC, DSCR, CRM, HMDA analysis, MI tools; in-person events for months to come|πŸ’»Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch|πŸ€–Apr. 13: AI, LOS, subservicing, MERS review, fraud prevention tools; webinars; wholesale & correspondent news|πŸ“ŠApr. 11: Thoughts on customer service, DPAs; Mortgage executive orders; Ginnie Mae: en fuego; Saturday Spotlight: Gershman Mortgage|πŸ’»Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor|πŸ“ŠWarsh’s April 16 Fed chief confirmation hearing delayed|πŸ“ŠPurchase-Mortgage Volume Plods Along in Agency Market|πŸ“ŠMortgage Brokers Spill the Beans on Credit Report Costs|πŸ›οΈApr. 9: MLO, AE jobs; Commercial, UAD 3.6, data analysis tools; pieces on AI governance, consistency, and focusing on the basics|πŸ€–Apr. 8: LO jobs; Mastermind Summit, property mining, AI processing tools; STRATMOR & subservicing; LOs & re-engaging clients; cease fire & rates|πŸ€–Apr. 7: LO, AE jobs; AI ass’t, eSignature, subservicing, AI adoption products; VA servicing and loss mit update: AI news|πŸ“ŠApr. 6: Corresp. jobs; BBYS, HELOC processing products; in-person events through year end; population shifts matter|πŸ’»Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage|πŸ“ŠHigh Demand for Mortgages Raises Rate, Processing Time|πŸ€–Apr. 3: LO, U/W jobs; AI due diligence, AI guide, data mining tools; investor Agency changes; good stats to help LOs|πŸ›οΈApr. 2: LO, AE jobs; social security, equity, processing tools; Freddie & Fannie shifts… odds of a release from conservatorship slim|πŸ“ŠApr. 1: LO, AE jobs; Community dev., non-del non-QM, hedging products; credit news runs the gamut|πŸ”’Mar. 31: AE, LO jobs; BBYS, cybersecurity, AI, AI ass’t tools; non-Agency news; STRATMOR on owning servicing; who β€œowns” the borrower?|βš–οΈ2025 HMDA Data on Mortgage Lending Now Available|πŸ€–Mar. 30: U/W, AE, LO jobs; AI/LOS, commercial products; USDA, FHA, VA changes; interviews with Lennar’s Escobar and Vesta’s Yu|πŸ“ŠMar. 28: CrossCountry to buy Two Harbors; escrow interest ruling; vendor news; California MBA & advocacy; Saturday Spotlight: Flyhomes BBYS|πŸ€–Mar. 27: LO, U/W jobs; verification, non-QM hedging tools; builder trends that impact LOs; student debt news; automation & processing|⛓️What is a crypto mortgage? And what’s the role of Fannie Mae, Coinbase, Better Mortgage?|⛓️Better Mortgage & Fannie Mae Allow Homebuyers To Use Coinbase Crypto Loans As Down Payments|βš–οΈMar. 26: Sec. mktg., U/W, AE, marketing, LO jobs; BI, fraud, non-QM, HELOC products; At what point do you verify something?|πŸ“ŠMar. 25: Pricing, trading mgr., U/W, broker jobs; non-QM, data source, MI checklist, pipeline valuation class tools; farewell PHH name|πŸ€–Mar. 24: AE, LO jobs, eNote, AI, servicing, data tools; trigger lead adjustments; FICO investigation; house appreciation is complicated|🀝Mar. 23: LO jobs; subservicing, LOS, verification tools; STRATMOR on tech & borrower experience; builder M&A; rates driven by war tweet|πŸ“ŠMar. 21: A dive into the UWM/TWO deal issues; credit trend papers to check out; you can’t ignore fuel costs; a nod to Chuck Norris|πŸ“ŠDoes Rate Spike From 6% To 6.625% Derail 2026 Homebuying?|πŸ“ŠMar. 20: LO jobs; Underwriting, insurance, investor reporting products; Two Harbors in play; who’s seeing early payoffs?|πŸ›οΈMar. 19: Cap. mkts tech, U/W, LO jobs; Broker, correspondent, subservicer oversight tools IMB cost still $11k per loan; STRATMOR survey; CrossCountry deal|πŸ’»Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!|πŸ’»Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards|πŸ“ŠMar. 16: Sales, mgt. jobs; Processing, bridge loan, non-QM products; news & oil prices point to a Fed hold; β€œtip to tail” wave|πŸ’»Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes|πŸ“ŠMar. 13: CFO, LO jobs; Jumbo construction investor sought; UAD 3.6, AI, processing tools; the undercurrents moving mortgage rates|πŸ€–Mar. 12: U/W, LO, sales jobs; AI roadmap, UAD 3.6, repurchase tools; False Claims Act rumors; STRATMOR’s subservicing survey; credit trend interview|πŸ’»Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes|πŸ€–Mar. 10: AE jobs; BBYS, trigger lead, document generation, AI rollout tools; Pennymac’s Spector on strategy; prediction markets & rates|πŸ“ŠMar. 9: Non-QM, default support, DSCR products; in-person events; Which lenders are refinancing; Rocket’s Austin Niemiec interview on Compass|βš–οΈMar. 7: Economic topics & trends impacting rates and borrower psychology; Compliance & regulatory snacks; AI thoughts|πŸ“ŠMar. 6: Reporting coordinator, LO jobs; Partnerships, teams sought; verification tool; company & training webinars; oil-driven inflation|πŸ“ŠMortgage Rates Move Slightly Lower|πŸ“ŠVillage Capital settles over broken 6% VA loan rate cap|βš–οΈDOJ targets servicers who skip 6% military loan rate cap|🀝Ramp Raises $1.85 Billion, Boosting Valuation to $60 Billion|πŸ€–How LoanDepot uses AI to improve loan quality, reduce costs|πŸ“ŠMortgage Rates Inch to Another 2-Week Low|πŸ“ŠLight Volatility and Modest Gains Ahead of CPI|πŸ›οΈMortgage Industry Faces Uncertainty With VS4 Adoption|πŸ“ŠMortgage Rates Near 1-Week Lows|πŸ’»Valon's $150M raise ups ante vs. ICE, Sagent in servicing|πŸ›οΈIn oversight preview, Dems demand FHFA's Pulte testify|🀝Shadow loan fraud: How can lenders can prepare to combat|πŸ“ŠLowest Mortgage Rates in a Week|πŸ“ŠMortgage Rates Little-Changed to Start New Week|πŸ’»Mortgage demand slips again as rates push past 7%|🀝FintechOS Raises $28 Million in Combined Debt and Equity|πŸ€–Finzly Unveils AI Assurance Layer Assure|πŸ“ŠMortgage Rates Unchanged to Start The Week|βš–οΈMortgage Advice Bureau cuts profit outlook as housing market weakens|πŸ›οΈTrump posts new support for GSEs, lower mortgage rates|πŸ€–Lenders launch AI plugins as buyers become more trusting|πŸ“ŠMortgage Rates Pushing New Long-Term Highs|πŸ“ŠHighest Mortgage Rates in Over a Year, But Just Barely|πŸ’»Rocket’s amended complaint says UWM targeted Mr. Cooper borrowers|πŸ€–Six keys to tuning up the $15 trillion mortgage servicing sector|πŸ“ŠMortgage Rates Rise Modestly From 3 Week Lows|πŸ’»Record home equity masks troubling rise in underwater loans|βš–οΈConsumer groups warn CFPB rollback of mortgage rules could expose borrowers|πŸ“ŠMortgage Rates Roughly Unchanged Despite Bond Market Improvement|πŸ“ŠBlog: 15 years at the heart of the mortgage market|πŸ’»Opinion: Why 20% down has become the exception in commercial real estate|πŸ’»JPMorgan Chase to hire 850 loan officers in $750 billion housing push|πŸ“ŠMortgage Rates Roughly Unchanged Versus Friday's Lows|πŸ“ŠRethink capacity: 7% rates end near-term volume hopes|πŸ’»Propertymark: Buyer demand eases as sales market remains steady|πŸ›οΈAmerica’s accidental landlords: The hidden consequence of the mortgage lock-in effect|πŸ€–Workflow Before Technology: Why mortgage transformation starts with governance, not AI|πŸ“ŠMortgage Rates Near 1-Year Highs|πŸ’»More than 96% of investors expect a Burnham tax raid|βš–οΈWhat the ROAD to Housing Act means for agents, homebuyers|πŸ€–The Agency’s Zane Burnett: AI success starts with clean data, not hype|πŸ“ŠMortgage Rates Start New Week Flat|πŸ’»Appraisal scam leads to $65M worth of defective loans|🀝AI-Driven Investment Platform MDOTM Raises $27 Million|πŸ€–Fiserv Embeds Personetics’ AI Platform into its Digital Banking Suite|πŸ“ŠMortgage Rates Inch to Another 6-Week Low|πŸ’»Servicing costs per loan climb as policy shifts bite|βš–οΈThe mortgage industry is on an AI binge. Let’s make the hangover optional.|πŸ€–A surge of AI-generated lawsuits is causing servicers pain|πŸ“ŠMortgage Rates Bounce Back Toward Recent Highs|πŸ›οΈExpect a major shift in credit allocation as a result of lender choice|🀝AI-mortgage broker Ralo opens, raises $2.9M of capital|πŸ€–Rain Launches Rewards Loyalty Capability|πŸ€–Ripple Contributes to Flutterwave’s Series E Round|πŸ“ŠMortgage applications dip down as rates hold steady|🀝Better Homes and Gardens Real Estate merger creates tri-state brokerage|πŸ€–June 2: AE, LO, servicing jobs; verification, AI automation, MERS audit, lead source products; webinars & podcasts today & tomorrow|πŸ€–Just don’t: Why AI-generated marketing content is a regulatory minefield for mortgage lenders|πŸ“ŠHigher mortgage rates hurt the housing market: Bellway|πŸ“ŠMortgage Rates Just a Bit Higher After Last Week's Jump|πŸ’»Where to get mortgage loan originator training|πŸ’»Mortgage lock volume slid 9% in May, Optimal Blue reports|βš–οΈJune 6: Big retail union; vendor product news; Enforcement action update; Saturday Spotlight: Flyhomes’ BBYS for brokers|βš–οΈFed's Barr: Strong bank regulation curbs nonbank risks|πŸ›οΈVerification, Non-QM Corresp., AI/POS Products; Upcoming Webcasts; Non-Agency Product News|πŸ›οΈJune 8: Production mgt. job; verification, non-QM corresp., AI/POS products; upcoming webcasts; non-Agency product news|🀝Mortgage and real estate battle for the top of the funnel|🀝Temenos Acquires Swiss Wealth Management Orchestration Platform additiv|πŸ€–Finovate Podcast Talks AI, Payments, Cannabis Banking and More!|πŸ“ŠMortgage Rates Move Modestly Lower|πŸ“ŠTemporary Jolt From JOLTS as War Focus Remains|πŸ’»Mortgage fraud risk drops 9%; investor loans a concern|πŸ’»Onity updates reverse mortgage deal, preps share buyback|βš–οΈNapier AI Teams Up with Concentrix to Boost AML Compliance|βš–οΈFed's Barr: Regulatory relief increased big bank profits, not lending|πŸ›οΈJune 3: Servicing, AE jobs; Secondary execution, broker contest, commercial products; webinars of note; Bill Pulte’s job move?|πŸ›οΈFannie, Freddie shares dip as Pulte's added role raises questions|🀝June 1: Servicing mgt. job; non-QM, HELOC, AI, LOS, eVault tools; gov’t loan program changes; bond investor thinking|🀝Verification, AI Automation, MERS Audit, Lead Source Products; Webinars and Training|πŸ€–Real estate agents: Before you paste AI copy into the MLS, run this checklist|πŸ’»FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts|πŸ€–May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law|πŸ’»Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions|πŸ’»Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp|πŸ“ŠHow loan officers are saving deals as mortgage rates cross 6.6%|πŸ“ŠKevin Warsh vows to lead β€˜reform-oriented Federal Reserve’ during White House ceremony|πŸ“ŠServicer Retention Fell in Q1, But Remains at Multi-Year Highs|πŸ’»Single-family rents notch slight uptick in March|πŸ’»Supreme Lending’s John Luddy on the β€˜3 deadly sins’ of reverse mortgages|πŸ’»Mortgage leaders back revised 21st Century ROAD to Housing Act|πŸ’»Gen H to cut rates by up to 30bps|βš–οΈHELOC, DPA, U/W Fees Waived Products; Delinquencies Edge Higher; Conv. Conforming Changes|πŸ’»Title insurance industry posts bumper year in 2025|βš–οΈApril Housing Inflation Data Fills in The Dots That Went Missing During The Government Shutdown|πŸ’»Mortgage Strategy’s Top 10 Stories: 18 May to 22 May|πŸ›οΈFannie Mae raises mortgage rate forecast through 2027|πŸ“ŠAverage mortgage rate creeps downwards, says Moneyfacts|πŸ›οΈMortgage Rates Surge Toward 8-Month Highs|πŸ’»Ami and Imla urge broker feedback on ED&I|🀝equipifi Raises $34 Million to Build Flexible Payments Infrastructure|πŸ’»Coventry and Together to trim rates|🀝Arbor Homes’ low-$200s Arrival Series battles the affordability gap|πŸ’»IHT receipts for Apr 2026 fall to Β£0.7bn|πŸ’»Stamp Duty receipts down despite more homebuyers dragged into net|πŸ’»Iran war is crushing single-family home builders|πŸ’»Homeowners insurance premiums see first deceleration since 2019|βš–οΈCFPB purges 15 years of public data from its website|πŸ“ŠMortgage rates are now on the wrong side of 6.5%|πŸ“ŠVantageScore Uptake Matches Expectations|πŸ’»Zombie foreclosure rates tick up in second quarter|πŸ’»Deadline extended for Mortgage Strategy Specialist Lending Awards|πŸ’»FTBs top priority for Govt support say brokers|πŸ’»Nationwide mortgage lending up 2.5%|πŸ“ŠMay 21: U/W mgr., AE jobs; hedging, verification, servicing, QC, reverse products; Road to Housing Bill status; Jerry Seinfeld & the MBA|πŸ’»TSB and Paragon cut rates as Accord tweaks LTI rule|πŸ’»CHL hires Jenna Macey as BDM for London and the south|πŸ’»Landlord sentiment remains stable, says Landbay|πŸ’»A quarter of customers identified as vulnerable by FOS|πŸ’»Mortgage complaints fall 11% in last financial year: FOS|πŸ’»Six in 10 tenants welcome the Renters’ Rights Act, says Barclays|πŸ’»Bucks BS expands BTL and holiday let offering|πŸ’»West Oxfordshire tops list of FTB hotspots: Rightmove|πŸ’»West One boosts lending as Santander cuts rates|πŸ’»Barney Frank, key Wall Street reformer, remembered as consumer champion|πŸ’»Mortgage defect rate improves in fourth quarter|πŸ’»HUD issues blueprint for cutting red tape to spur home building|πŸ“ŠFed minutes reveal inflation concerns, unease over β€˜easing bias’|πŸ’»House advances sweeping housing bill with White House backing|πŸ’»Mortgage demand falls to five-week low in mid-May|πŸ”’May 20: MI, broker jobs; Strategic partner sought; TPO non-QM, vendor strategy, cybersecurity tools; NY conference talk; Fed raise coming?|πŸ’»Comment: Time to shape the future of later-life lending|πŸ’»Landlords plan expansion despite Renters’ Rights Act|πŸ’»Average UK rent 3.5% higher over year: ONS|πŸ’»Halifax and BM Solutions cut rates as NatWest makes increases|πŸ“ŠDarlington BS cuts foreign currency mortgage rates 30bps|πŸ’»House prices flat over the past year, says Land Registry|πŸ’»Industry reacts to inflation fall to 2.8%|πŸ’»Over-60s property wealth is 3x value of DC pensions market|πŸ’»Blog: The industry needs more people like Nev|πŸ€–AI uncertainty clouds office construction outlook|πŸ’»Government loans gain ground amid faltering new-home mortgage demand|🀝Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger|πŸ’»Buyers gain leverage as downpayments drop for fourth straight quarter|πŸ’»Pending home sales rebound in April despite rising rates|πŸ’»Resilient price growth in Opportunity Zones β€˜a good sign’ for broader housing market|πŸ’»Vernon BS sees sharp rise in later life lending|πŸ’»Principality Intermediaries makes mix of rate changes|πŸ€–May 19: Lead mgt., AI mgt., construction, servicing, QC products; NY conference chatter; AI governance; LO comp is in play|πŸ’»Glenhawk hires managing director of sales and marketing|πŸ’»NatWest raises max LTI to 6.5x for high earners|πŸ’»Planning applications hit record low: Landmark|πŸ’»Developer confidence falls in Q1, says Octane Capital|πŸ’»Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages|πŸ’»Rise in number of properties auctioned in April|πŸ’»Charles Street Finance hires Mather as sales manager|πŸ’»Cancelled mortgages hit record high of Β£8.7bn in Q1|πŸ’»Lettings market activity strengthens in April: Foxtons|πŸ’»Bucks BS lowers product fees, Accord increases rates|πŸ“ŠBond market holds the cards as inflation fears spike Fed rate hike odds|πŸ’»Credit still tightening for home builders, though getting closer to easing|πŸ“ŠFirst-time homebuyers adjust to spring market as mortgage rate lock-in effect persists|πŸ’»HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout|πŸ’»Historically dismal home builder sentiment brightens in May|πŸ’»Commercial Watch: The seatbelt sign is on but the plane’s still flying|πŸ’»Monmouthshire launches new loans origination system with selected brokers|πŸ’»Last chance to enter Mortgage Strategy Specialist Lending Awards 2026|πŸ’»Rise in the number of sales agreed per estate agent: Propertymark|πŸ’»Air to provide later life lending training to Simplybiz advisers|πŸ’»Marked moves in Q1 network table|πŸ€–HSBC launches automated remortgages|πŸ’»OMS appoints Tippett as head of delivery|πŸ’»Demand for variable rates doubles: Moneyfacts|πŸ’»Afin Bank appoints Jeffs head of product and proposition|πŸ’»House prices up 1.2% in May: Rightmove|πŸ€–Roomvu expands AI marketing platform for agents|πŸ€–May 16: Current state of fraud; thoughts on DPA; AI governance practice and other third-party provider news; NY advice|πŸ€–AI agent aims to reshape how builders screen sites, spot deal risk|πŸ’»Rents slide lower amid mixed multifamily outlooks|πŸ“ŠBBYS, Anti-Fraud, Subservicing Products; Primer Hedging Information for MLOs; Cap. Markets Deep Dive|πŸ’»Despite higher upfront costs, new homes save money over time: Realtor.com|πŸ“ŠHigher Rates Hit Mortgage Apps, But Only Modestly|πŸ’»Transfer taxes still play major role in state closing cost rankings|πŸ’»IMBs extend profit streak in first quarter despite cost pressures, falling production|πŸ’»May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage|πŸ’»Mortgage lock volumes tumble in April, purchases salvage annual gains|πŸ’»Mortgage delinquencies continue steady rise in first quarter|πŸ’»Mortgage Strategy’s Top 10 Stories: 11 May to 15 May|βš–οΈHuntington & Ellis rolls out Smart by h&e to support agents in deals|βš–οΈMay 4: Employment and transitions; Compliance, surveys, eGuides and webinars; Spector Q&A|πŸ›οΈMay 15: LO jobs; HELOC, DPA, U/W fees waived products; Delinquencies edge higher; Conv. conforming changes; inflation = higher rates|πŸ“ŠAverage mortgage rates fall despite Labour leader turmoil: Moneyfacts|πŸ›οΈHedging and Secondary, Verification, AI, Reverse, Ops Tools; Earnings; Market Muddle|πŸ›οΈFannie, Freddie's latest bull says traders underpricing IPO odds|πŸ’»Tech Watch: Keeping pace when products move fast|🀝eXp expands platform with acquisition of NextHome|πŸ’»Nine out of 10 homebuyers want solar panels and EV charging|πŸ’»Industry trio urge colleagues to join ED&I conversation|🀝Does eXp’s NextHome deal signal a new brokerage trend?|πŸ’»Glenhawk announces upgrades to AVMs criteria|πŸ’»The Right Mortgage & Protection Network signs up TAB|πŸ’»Runaway rents are a β€œnational phenomenon”, says think tank|πŸ›οΈFannie Mae predicts little change in mortgage rates for a very long time|πŸ’»Rocket sues UWM, alleging $100 million breach of bulk MSR contracts|πŸ’»Housing costs remain a major focus in Fed’s survey of U.S. households|πŸ“ŠMiran exits Fed as Warsh ascends and Powell lingers|βš–οΈSenate Republicans double down on CFPB rollbacks|πŸ€–Newly minted Mortgage AI Council aims to level playing field for IMBs|πŸ’»CrossCountry sugars Two Harbors deal with dividend pledge|πŸ’»Foreclosures dip monthly, climb annually as housing strains persist|πŸ’»Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes|πŸ’»Housing market subdued in April: Rics|πŸ’»Offa expands direct team with four recruits|πŸ’»Economy shows surprise growth in March despite war|πŸ’»Passing the baton: NextGen 30 Under 30 mentorship programme|πŸ’»Residential and buy-to-let arrears fall again, says UK Finance|πŸ€–One in four Brits have used AI for mortgage guidance|πŸ’»Construction output grows by 0.4% in Q1 2026: ONS|πŸ’»Rent controls would not harm landlords if tax relief returns, says JRF|🀝Two Harbors calls latest UWM acquisition offer β€˜predatory’ and β€˜illusory’|πŸ’»Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants|πŸ“ŠSenate confirms Warsh to replace Powell as Fed chair|πŸ€–Plenty of AI usage in CRE, but β€˜clear market gap’ excludes it from decision-making|πŸ’»Wholesale inflation spikes to four-year high in April|πŸ’»Purchase mortgage demand stays strong as refinance share slides|πŸ€–May 13: AI, CRM, verification, DSCR, HELOC products; Gov’t program news; Rates & inflation & borrower psychology… inflation is hot|πŸ’»Cladding, leasehold and social housing all mentioned in King’s Speech|πŸ’»Foundation relaunches BTL products and cuts rates|πŸ’»FCA names new senior execs|πŸ’»News Analysis: Purchasers turn cautious|πŸ’»TSB and West Brom cut prices by up to 26bps|πŸ’»L&G paid out Β£1.388bn protection claims last year|πŸ’»New home registrations fall as developers face rising costs: NHBC|πŸ’»Charles Street Finance creates field-based BDM team|πŸ’»Blog: Will RRA change how we approach lending?|πŸ’»OSB promotes Hollands to group head of intermediary sales and distribution|πŸ€–Comment: Beware the AI veneer|πŸ’»Misconceptions around deposits still holding back FTBs: MAB|πŸ“ŠNew prime minister might mean lower mortgage rates, says John Charcol|πŸ’»Four in 10 homes on the market don’t sell: Zoopla|πŸ’»Landbay hires McRoberts as BDM for Kent and South Coast|πŸ“ŠFormer Fed chair offers blistering critique of Kevin Warsh’s AI outlook|πŸ’»Concentration risk emerging among newer vintage loans, FHA borrowers|πŸ’»Purchase mortgage activity holds ground in April|πŸ“ŠSenate confirms Kevin Warsh to Fed board with chair vote on deck|πŸ’»Mortgage credit availability retreats in April|πŸ’»CPI inflation spikes to highest level since 2023 as war impacts build|πŸ’»Air partners with Linear for later life lending expansion|πŸ’»TMW cuts rates by up to 0.20%, Gen H lifts prices|πŸ’»40% of landlords want to refinance over next 12 months|πŸ€–May 12: LO jobs; best ex, equity, servicing, AI, valuation tools; job market’s mixed signals; purchase market dragging?|πŸ’»TML lowers rates by up to 0.35%, Kensington withdraws products|πŸ’»Paradigm adds Afin to lender panel|πŸ’»Leasehold β€˜bottleneck’ sees time to exchange take 155 days|πŸ’»Second charge new business volumes grew by 20% in March: FLA|πŸ’»Stamp Duty bungs up the housing market, shadow chancellor says|πŸ’»Atom bank adds Norton Broker Services to commercial broker panel|πŸ’»Dudley BS appoints Smith as chief growth officer|πŸ’»Molo launches semi-commercial proposition|πŸ’»MT Finance hires Gregory as BDM|πŸ’»Popularity of trackers has surged since start of war in Iran|πŸ“ŠFleet reintroduces zero fee and fixed fee 5-year rates, Coventry cuts prices|πŸ’»Mortgage searches down 20% in April: Twenty7tec|πŸ’»Newell appointed as head of Fiba|πŸ’»Lloyds Banking Group launches Β£5k deposit FTB mortgage|🏠Zillow-Redfin antitrust cases proceed as judge rejects motion to dismiss|πŸ’»Bringing facts to some mortgage market myths|πŸ’»UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms|πŸ’»Refinance share of mortgage originations hits four-year high in first quarter|πŸ’»Price declines, demand uncertainty muddy outlook for fix-and-flip investors|πŸ“ŠExisting-home sales stall in April as mortgage rates surge|πŸ“ŠNationwide, Virgin and NatWest make rate cuts of up to 0.36%|πŸ’»News Analysis: New rental rules bring opportunity|πŸ“ŠMay 11: MI, LO jobs; AI consulting, UAD 3.6, CRA mining, non-Agency search tools; rate cross currents but Fed probably sitting ’til ’27|πŸ’»Pallas Capital hires Dance as originator|πŸ’»Beverley BS Joins Brilliant Solutions Mortgage Club panel|πŸ’»Zephyr Homeloans launches special edition 5-year fixed range|πŸ’»Market Watch: Chaos theory? We need calm!|πŸ’»Together appoints Anderson as chief strategy officer|πŸ’»The Right Mortgage & Protection Network points to year on year growth|πŸ’»GB Bank joins BDLA|πŸ’»FTBs remain under pressure from mortgage mayhem: Moneyfacts|πŸ’»Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines|πŸ’»U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952|πŸ’»CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM|πŸ“ŠMortgaged home equity levels β€˜relatively strong’ as seriously underwater rates rise|πŸ’»Firming labor market may bring limited relief to housing|πŸ’»Mortgage Strategy’s Top 10 Stories: 04 May to 08 May|πŸ“ŠMay 8: LO jobs coast to coast; BBYS, anti-fraud, subservicing products; Primer hedging information for MLOs|πŸ’»Industry calls for response on equity, diversity and inclusion|πŸ“ŠMortgage rate cuts stall as market adjusts to uncertainty: Moneyfacts|πŸ’»Pepper Money rejigs sales team|πŸ’»Together trims unregulated bridging rates|πŸ’»Vida Homeloans expands resi options and relaunches BTL range|πŸ’»Gatehouse added to The Right Mortgage panel|πŸ’»House prices stable in April, says Halifax|πŸ’»Money Talks – Putting Protection Viewpoint insights into action – Part 2|πŸ’»Top central bankers explain dissents, urge caution as inflation risks rise|πŸ’»Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans|πŸ’»High prices for urban new builds underscore housing reform delay|πŸ’»Residential construction spending rallies in March|πŸ“ŠMortgage rates hit monthly high, clouding homebuying outlook|πŸ’»Seasonal dip dings strong yearly gains in first-quarter CRE originations|πŸ’»Duncombe set to retire as part of YBS’ homes division reshuffle|πŸ€–May 7: LO jobs; hedging & secondary, verification, AI, reverse, ops tools; earnings tell a tale; market muddle Click to teach UTmail Mail this conversation is important|πŸ’»Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26|πŸ’»Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore|πŸ’»London Β£5m+ market losing momentum, says Savills|πŸ’»HSBC to cut rates as others reprice in both directions|πŸ’»Monmouthshire BS appoints Morgan as BDM for south Wales|πŸ’»Amid office sector weakness, has the sublease vacancy rate peaked?|πŸ’»As home affordability weakens, generational gaps widen|πŸ€–Fed’s Goolsbee warns of β€˜diminishing returns’ from massive AI spending|πŸ’»High rates still blocking would-be movers as home price growth cools β€” for now|πŸ’»Private employers defy expectations, add more than 100,000 jobs in April|πŸ’»War-driven rate pressures slowing mortgage demand|πŸ€–May 6: VP Ops, AE jobs; TBA settlement, non-Agency, due diligence, AI, warehouse tools; How old is your house?|πŸ’»Power Moves: Rate, AnnieMac, Lower and others make notable hires|πŸ’»HUD eases environmental guidelines for FHA’s multifamily underwriting|πŸ’»Home prices keep climbing, though gains ease slightly from fourth quarter|πŸ’»CrossCountry Mortgage fires back at β€˜misleading claims’ from UWM in TWO bidding battle|πŸ’»Iran war shatters real estate investor outlook|πŸ’»Sales of newly built homes jump in March|πŸ“ŠMay 5: LO, AE jobs; Ginnie guide, borrower marketing, e-note products; AI webcast; Advocacy Week approaching|πŸ’»Scotsman Guide’s 2026 Top Women Originators hit big numbers last year|πŸ’»HUD’s mixed-immigration status proposal sees 97% opposition|πŸ’»FICO 10T outperforms VantageScore 4.0 in new mortgage default study|🀝Two Harbors roundly rejects UWM’s latest acquisition bid, cites β€˜significant’ risks|πŸ’»Homebuying literacy gaps highlight rift between purchase affordability and buyer demand|πŸ’»Non-QM delinquencies ease in March on seasonal drivers|βš–οΈMay 2: Thoughts on retaining the borrower, evaluating LO performance, and keeping policy in perspective; compliance matters!|πŸ’»UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter|πŸ€–Survey finds mortgage brokers are receptive to AI β€” but slow to adopt|πŸ“ŠFitch says pair of Fed rate cuts still on the table for 2026|πŸ’»New home listings resilient in April despite economic volatility|πŸ’»New mortgage payments jump in March, setting back purchase affordability|πŸ“ŠExperts see higher floor for mortgage rates as Iran war drags on|πŸ“ŠMay 1: LO jobs, TPO partner wanted; database mining, commercial, PPE, lead gen tools; non-Agency updates around the biz|πŸ’»Housing underbuilding weakens wealth building|πŸ’»Restoring HUD’s First Look program can expand homeownership without banning investors|πŸ’»Exponential income growth requires a shift away from small deals|πŸ’»DSCR is reshaping real estate financing in tighter credit environment|πŸ’»SOFR-based hedging gains traction in non-agency lending|πŸ’»Policy shifts revive attention on manufactured housing|πŸ’»Building strength during mortgage market slowdowns|πŸ’»An elite originator explains what separates top producers from the rest|πŸ’»Homeowners insurance premiums soar between 2021 and 2025, new study shows|πŸ›οΈLenders begin rolling out VantageScore 4.0 for Fannie Mae and Freddie Mac loans|πŸ›οΈRefinances fuel first-quarter rebound in Freddie Mac earnings|πŸ’»PCE inflation skyrockets in March on energy supply shock|πŸ›οΈFannie Mae earnings recover in first quarter, reflecting β€˜leaner’ approach|πŸ“ŠApr. 30: Cap mkts. Job; Forecasting, data, underwriting tools., credit monitoring tools; Webinars and thought leadership; STRATMOR Insights|πŸ“ŠPowell to stay on as Fed governor after his chair term expires in May|πŸ“ŠA cautious Fed leaves interest rates unchanged as Powell nears the finish line|πŸ’»Non-QM sector stabilizes in March amid deteriorating delinquency outlooks|πŸ“ŠSenate Banking Committee advances Warsh nomination for next Fed chair|πŸ’»Single-family housing starts spike as permits plunge in March|πŸ’»Purchase mortgage applications sustain rebound from March lows|πŸ€–Apr. 29: CRM, verification, AI, MERS review, fee mgt., credit monitoring tools; Disaster updates; STRATMOR CD workshop|πŸ’»HUD moves to roll back gender identity protections for federal housing programs|πŸ’»USDA, HUD rescind Biden-era energy efficiency mandate|πŸ’»Broeksmit backs revised Basel III plan before House committee, calls for changes|πŸ’»CRE lending has banner year in 2025|πŸ’»Consumer sentiment treads water in April amid ongoing war impacts|πŸ’»Home price gains fade with inflation set to reheat: Case-Shiller index|πŸ’»Regional home price softening deepens in February|🀝Apr. 28: AE, LO, cap. mkts. jobs; investor, workflow, accounting, AI, DPA tools; LOs & technology during growth; Fed meeting starts|πŸ’»Ginnie Mae changes reporting policy following spike in FHA delinquency numbers|πŸ’»CHLA cautions β€˜unwillingness to act boldly’ is deepening housing divides|πŸ“ŠPowell and Warsh to share spotlight Wednesday with Fed rate cuts likely on hold|πŸ’»House lawmakers revolt against White House restrictions on BTR investors|πŸ’»Commercial delinquencies jump in first quarter for GSEs and FHA|πŸ“ŠApr. 27: POS, retention tools, Consumer direct workshop and shows; Construction psychology; Data on tap|πŸ“ŠApr. 25: Thoughts on tracking construction loans; Powell/Warsh/Trump; The life of a notary; Saturday Spotlight: NEO Home Loans|πŸ’»Mortgage credit score competition is increasing. Will it lower costs?|πŸ’»MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones|πŸ’»Pair of polls point to historically dismal consumer confidence|πŸ’»Foreclosure inventory reaches highest level since 2020|πŸ“ŠDOJ abruptly drops criminal probe of Fed Chair Powell|βš–οΈFed’s inspector general reports uptick in unresolved data security issues at CFPB|πŸ“ŠDOJ drops criminal probe into Fed chair Jerome Powell|πŸ’»Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies|πŸ’»CHEP lambasts Maine regulators for new law restricting shared-equity lending|πŸ’»Coworking emerging as driver of office occupancy recovery|πŸ’»Renovation lending lingering bright spot in dour home building outlook|πŸ’»Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization|πŸ“ŠModest mortgage rate relief continues despite ongoing geopolitical tensions|πŸ“ŠVantageScore 4.0 Is a Go at the GSEs, FHA to Follow|πŸ’»Home seller profit margins sink to five-year low|πŸ€–Apr. 23: Tech job; Specialty AI, pooling, correspondent products; Lender responsibility opinion; webcast specialty shows coming|πŸ’»Climate risks actively eroding U.S. housing markets, ICE study finds|πŸ’»The β€˜stability gap’: Why a good salary is not enough to secure a mortgage|βš–οΈBroeksmit offers further clarity on MBA’s single-bureau credit plan|πŸ’»Real estate investor optimism fades amid geopolitical tensions and inflation resurgence|πŸ›οΈFHFA, HUD greenlight updated credit score models for federally backed mortgages|πŸ’»Home purchase cancellations jump in March as price growth slows|πŸ’»Mortgage demand bounces back as rates stabilize, inventory expands|πŸ“ŠApr. 22: Hedge mgt., LO jobs; MBS execution, AI, DSCR, processing, HELOC products; Hedge funds, Treasuries, & mortgage rates|βš–οΈCFPB final rule unveiled, will β€˜amend provisions related to disparate impact’|πŸ’»Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits|πŸ’»U.S. land prices cool as builder demand softens|πŸ’»Borrowers express downpayment confusion amid affordability pressures|πŸ’»Warsh faces tough questions from Senate committee, denies Trump influence on rates|πŸ€–Unsubscribe|πŸ“ŠPending home sales climb 1.5% in March as pent-up demand defies high mortgage rates|πŸ’»Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills|πŸ“ŠApr. 21: VOA, processing, DPA, non-QM, broker products; Lender 2025 volume rankings; attorneys & legal risk; assessing AVM risk|πŸ’»Maine becomes first state in U.S. to regulate home equity investment loans|πŸ“ŠKevin Warsh stakes out Fed independence stance ahead of crucial Senate hearing|πŸ’»Scotsman Guide survey finds mortgage originators start the year confident, despite barriers|πŸ’»Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios|πŸ’»Outlook dims for β€˜structural’ recovery in housing affordability|🀝Apr. 20: CU jobs; Best-ex, AI, servicing, borrower acquisition tools; HELOC, non-QM, client funnel products; why are markets on hold?|πŸ€–Tips for getting credible financial planning help from AI|πŸ€–How much can influencers with less than 10,000 followers earn?|βš–οΈApr. 18: Thoughts on retaining borrowers; States are communicating on compliance; Saturday Spotlight: Kastle; memorable sales speech|πŸ€–Apr. 17: LO, AE jobs, Dark Matter changes; mfg. DPA, QC, AI, data decisioning tools; a strained housing market; insurance/climate interview|πŸ›οΈFHFA’s Scrapped Press Conference Fires Rumor Mill|πŸ›οΈApr. 16: LO, AE jobs; AOT, warehouse, homebuyer report, , subservicing tools; STRATMOR’s β€œWho Owns the Borrower?” Population trends|πŸ“ŠTrump threatens to fire Powell as April 21 hearing approaches to confirm Warsh as new Fed chief|βš–οΈApr. 15: Western AE & mgt. jobs; TBA bidding, HELOC, DSCR, CRM, HMDA analysis, MI tools; in-person events for months to come|πŸ’»Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch|πŸ€–Apr. 13: AI, LOS, subservicing, MERS review, fraud prevention tools; webinars; wholesale & correspondent news|πŸ“ŠApr. 11: Thoughts on customer service, DPAs; Mortgage executive orders; Ginnie Mae: en fuego; Saturday Spotlight: Gershman Mortgage|πŸ’»Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor|πŸ“ŠWarsh’s April 16 Fed chief confirmation hearing delayed|πŸ“ŠPurchase-Mortgage Volume Plods Along in Agency Market|πŸ“ŠMortgage Brokers Spill the Beans on Credit Report Costs|πŸ›οΈApr. 9: MLO, AE jobs; Commercial, UAD 3.6, data analysis tools; pieces on AI governance, consistency, and focusing on the basics|πŸ€–Apr. 8: LO jobs; Mastermind Summit, property mining, AI processing tools; STRATMOR & subservicing; LOs & re-engaging clients; cease fire & rates|πŸ€–Apr. 7: LO, AE jobs; AI ass’t, eSignature, subservicing, AI adoption products; VA servicing and loss mit update: AI news|πŸ“ŠApr. 6: Corresp. jobs; BBYS, HELOC processing products; in-person events through year end; population shifts matter|πŸ’»Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage|πŸ“ŠHigh Demand for Mortgages Raises Rate, Processing Time|πŸ€–Apr. 3: LO, U/W jobs; AI due diligence, AI guide, data mining tools; investor Agency changes; good stats to help LOs|πŸ›οΈApr. 2: LO, AE jobs; social security, equity, processing tools; Freddie & Fannie shifts… odds of a release from conservatorship slim|πŸ“ŠApr. 1: LO, AE jobs; Community dev., non-del non-QM, hedging products; credit news runs the gamut|πŸ”’Mar. 31: AE, LO jobs; BBYS, cybersecurity, AI, AI ass’t tools; non-Agency news; STRATMOR on owning servicing; who β€œowns” the borrower?|βš–οΈ2025 HMDA Data on Mortgage Lending Now Available|πŸ€–Mar. 30: U/W, AE, LO jobs; AI/LOS, commercial products; USDA, FHA, VA changes; interviews with Lennar’s Escobar and Vesta’s Yu|πŸ“ŠMar. 28: CrossCountry to buy Two Harbors; escrow interest ruling; vendor news; California MBA & advocacy; Saturday Spotlight: Flyhomes BBYS|πŸ€–Mar. 27: LO, U/W jobs; verification, non-QM hedging tools; builder trends that impact LOs; student debt news; automation & processing|⛓️What is a crypto mortgage? And what’s the role of Fannie Mae, Coinbase, Better Mortgage?|⛓️Better Mortgage & Fannie Mae Allow Homebuyers To Use Coinbase Crypto Loans As Down Payments|βš–οΈMar. 26: Sec. mktg., U/W, AE, marketing, LO jobs; BI, fraud, non-QM, HELOC products; At what point do you verify something?|πŸ“ŠMar. 25: Pricing, trading mgr., U/W, broker jobs; non-QM, data source, MI checklist, pipeline valuation class tools; farewell PHH name|πŸ€–Mar. 24: AE, LO jobs, eNote, AI, servicing, data tools; trigger lead adjustments; FICO investigation; house appreciation is complicated|🀝Mar. 23: LO jobs; subservicing, LOS, verification tools; STRATMOR on tech & borrower experience; builder M&A; rates driven by war tweet|πŸ“ŠMar. 21: A dive into the UWM/TWO deal issues; credit trend papers to check out; you can’t ignore fuel costs; a nod to Chuck Norris|πŸ“ŠDoes Rate Spike From 6% To 6.625% Derail 2026 Homebuying?|πŸ“ŠMar. 20: LO jobs; Underwriting, insurance, investor reporting products; Two Harbors in play; who’s seeing early payoffs?|πŸ›οΈMar. 19: Cap. mkts tech, U/W, LO jobs; Broker, correspondent, subservicer oversight tools IMB cost still $11k per loan; STRATMOR survey; CrossCountry deal|πŸ’»Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!|πŸ’»Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards|πŸ“ŠMar. 16: Sales, mgt. jobs; Processing, bridge loan, non-QM products; news & oil prices point to a Fed hold; β€œtip to tail” wave|πŸ’»Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes|πŸ“ŠMar. 13: CFO, LO jobs; Jumbo construction investor sought; UAD 3.6, AI, processing tools; the undercurrents moving mortgage rates|πŸ€–Mar. 12: U/W, LO, sales jobs; AI roadmap, UAD 3.6, repurchase tools; False Claims Act rumors; STRATMOR’s subservicing survey; credit trend interview|πŸ’»Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes|πŸ€–Mar. 10: AE jobs; BBYS, trigger lead, document generation, AI rollout tools; Pennymac’s Spector on strategy; prediction markets & rates|πŸ“ŠMar. 9: Non-QM, default support, DSCR products; in-person events; Which lenders are refinancing; Rocket’s Austin Niemiec interview on Compass|βš–οΈMar. 7: Economic topics & trends impacting rates and borrower psychology; Compliance & regulatory snacks; AI thoughts|πŸ“ŠMar. 6: Reporting coordinator, LO jobs; Partnerships, teams sought; verification tool; company & training webinars; oil-driven inflation|

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