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🤖June 2: AE, LO, servicing jobs; verification, AI automation, MERS audit, lead source products; webinars & podcasts today & tomorrow|🤖Just don’t: Why AI-generated marketing content is a regulatory minefield for mortgage lenders|📊Higher mortgage rates hurt the housing market: Bellway|📊Mortgage Rates Just a Bit Higher After Last Week's Jump|💻Where to get mortgage loan originator training|💻Mortgage lock volume slid 9% in May, Optimal Blue reports|⚖️June 6: Big retail union; vendor product news; Enforcement action update; Saturday Spotlight: Flyhomes’ BBYS for brokers|⚖️Fed's Barr: Strong bank regulation curbs nonbank risks|🏛️Verification, Non-QM Corresp., AI/POS Products; Upcoming Webcasts; Non-Agency Product News|🏛️June 8: Production mgt. job; verification, non-QM corresp., AI/POS products; upcoming webcasts; non-Agency product news|🤝Mortgage and real estate battle for the top of the funnel|🤝Temenos Acquires Swiss Wealth Management Orchestration Platform additiv|🤖Finovate Podcast Talks AI, Payments, Cannabis Banking and More!|📊Mortgage Rates Move Modestly Lower|📊Temporary Jolt From JOLTS as War Focus Remains|💻Mortgage fraud risk drops 9%; investor loans a concern|💻Onity updates reverse mortgage deal, preps share buyback|⚖️Napier AI Teams Up with Concentrix to Boost AML Compliance|⚖️Fed's Barr: Regulatory relief increased big bank profits, not lending|🏛️June 3: Servicing, AE jobs; Secondary execution, broker contest, commercial products; webinars of note; Bill Pulte’s job move?|🏛️Fannie, Freddie shares dip as Pulte's added role raises questions|🤝June 1: Servicing mgt. job; non-QM, HELOC, AI, LOS, eVault tools; gov’t loan program changes; bond investor thinking|🤝Verification, AI Automation, MERS Audit, Lead Source Products; Webinars and Training|🤖Real estate agents: Before you paste AI copy into the MLS, run this checklist|💻FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts|🤖May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law|💻Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions|📊How loan officers are saving deals as mortgage rates cross 6.6%|💻Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp|📊Kevin Warsh vows to lead ‘reform-oriented Federal Reserve’ during White House ceremony|📊Servicer Retention Fell in Q1, But Remains at Multi-Year Highs|💻Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages|💻Single-family rents notch slight uptick in March|💻Mortgage leaders back revised 21st Century ROAD to Housing Act|💻Gen H to cut rates by up to 30bps|💻Title insurance industry posts bumper year in 2025|⚖️HELOC, DPA, U/W Fees Waived Products; Delinquencies Edge Higher; Conv. Conforming Changes|💻Mortgage Strategy’s Top 10 Stories: 18 May to 22 May|⚖️April Housing Inflation Data Fills in The Dots That Went Missing During The Government Shutdown|📊Average mortgage rate creeps downwards, says Moneyfacts|🏛️Fannie Mae raises mortgage rate forecast through 2027|💻Ami and Imla urge broker feedback on ED&I|🏛️Mortgage Rates Surge Toward 8-Month Highs|🤝equipifi Raises $34 Million to Build Flexible Payments Infrastructure|💻Coventry and Together to trim rates|🤝Arbor Homes’ low-$200s Arrival Series battles the affordability gap|💻IHT receipts for Apr 2026 fall to £0.7bn|💻Stamp Duty receipts down despite more homebuyers dragged into net|💻Iran war is crushing single-family home builders|💻Homeowners insurance premiums see first deceleration since 2019|⚖️CFPB purges 15 years of public data from its website|📊Mortgage rates are now on the wrong side of 6.5%|📊VantageScore Uptake Matches Expectations|💻Zombie foreclosure rates tick up in second quarter|💻Deadline extended for Mortgage Strategy Specialist Lending Awards|💻FTBs top priority for Govt support say brokers|💻Nationwide mortgage lending up 2.5%|📊May 21: U/W mgr., AE jobs; hedging, verification, servicing, QC, reverse products; Road to Housing Bill status; Jerry Seinfeld & the MBA|💻TSB and Paragon cut rates as Accord tweaks LTI rule|💻CHL hires Jenna Macey as BDM for London and the south|💻Landlord sentiment remains stable, says Landbay|💻A quarter of customers identified as vulnerable by FOS|💻Mortgage complaints fall 11% in last financial year: FOS|💻Six in 10 tenants welcome the Renters’ Rights Act, says Barclays|💻Bucks BS expands BTL and holiday let offering|💻West Oxfordshire tops list of FTB hotspots: Rightmove|💻West One boosts lending as Santander cuts rates|💻Barney Frank, key Wall Street reformer, remembered as consumer champion|💻Mortgage defect rate improves in fourth quarter|💻HUD issues blueprint for cutting red tape to spur home building|📊Fed minutes reveal inflation concerns, unease over ‘easing bias’|💻House advances sweeping housing bill with White House backing|💻Mortgage demand falls to five-week low in mid-May|🔒May 20: MI, broker jobs; Strategic partner sought; TPO non-QM, vendor strategy, cybersecurity tools; NY conference talk; Fed raise coming?|💻Comment: Time to shape the future of later-life lending|💻Landlords plan expansion despite Renters’ Rights Act|💻Average UK rent 3.5% higher over year: ONS|💻Halifax and BM Solutions cut rates as NatWest makes increases|📊Darlington BS cuts foreign currency mortgage rates 30bps|💻House prices flat over the past year, says Land Registry|💻Industry reacts to inflation fall to 2.8%|💻Over-60s property wealth is 3x value of DC pensions market|💻Blog: The industry needs more people like Nev|🤖AI uncertainty clouds office construction outlook|💻Government loans gain ground amid faltering new-home mortgage demand|🤝Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger|💻Buyers gain leverage as downpayments drop for fourth straight quarter|💻Pending home sales rebound in April despite rising rates|💻Resilient price growth in Opportunity Zones ‘a good sign’ for broader housing market|💻Vernon BS sees sharp rise in later life lending|💻Principality Intermediaries makes mix of rate changes|🤖May 19: Lead mgt., AI mgt., construction, servicing, QC products; NY conference chatter; AI governance; LO comp is in play|💻Glenhawk hires managing director of sales and marketing|💻NatWest raises max LTI to 6.5x for high earners|💻Planning applications hit record low: Landmark|💻Developer confidence falls in Q1, says Octane Capital|💻Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages|💻Rise in number of properties auctioned in April|💻Charles Street Finance hires Mather as sales manager|💻Cancelled mortgages hit record high of £8.7bn in Q1|💻Lettings market activity strengthens in April: Foxtons|💻Bucks BS lowers product fees, Accord increases rates|📊Bond market holds the cards as inflation fears spike Fed rate hike odds|💻Credit still tightening for home builders, though getting closer to easing|📊First-time homebuyers adjust to spring market as mortgage rate lock-in effect persists|💻HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout|💻Historically dismal home builder sentiment brightens in May|💻Commercial Watch: The seatbelt sign is on but the plane’s still flying|💻Monmouthshire launches new loans origination system with selected brokers|💻Last chance to enter Mortgage Strategy Specialist Lending Awards 2026|💻Rise in the number of sales agreed per estate agent: Propertymark|💻Air to provide later life lending training to Simplybiz advisers|💻Marked moves in Q1 network table|🤖HSBC launches automated remortgages|💻OMS appoints Tippett as head of delivery|💻Demand for variable rates doubles: Moneyfacts|💻Afin Bank appoints Jeffs head of product and proposition|💻House prices up 1.2% in May: Rightmove|🤖May 16: Current state of fraud; thoughts on DPA; AI governance practice and other third-party provider news; NY advice|🤖Roomvu expands AI marketing platform for agents|🤖AI agent aims to reshape how builders screen sites, spot deal risk|💻Rents slide lower amid mixed multifamily outlooks|💻Despite higher upfront costs, new homes save money over time: Realtor.com|📊BBYS, Anti-Fraud, Subservicing Products; Primer Hedging Information for MLOs; Cap. Markets Deep Dive|📊Higher Rates Hit Mortgage Apps, But Only Modestly|💻Transfer taxes still play major role in state closing cost rankings|💻May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage|💻IMBs extend profit streak in first quarter despite cost pressures, falling production|💻Mortgage delinquencies continue steady rise in first quarter|💻Mortgage lock volumes tumble in April, purchases salvage annual gains|⚖️Huntington & Ellis rolls out Smart by h&e to support agents in deals|💻Mortgage Strategy’s Top 10 Stories: 11 May to 15 May|⚖️May 4: Employment and transitions; Compliance, surveys, eGuides and webinars; Spector Q&A|🏛️May 15: LO jobs; HELOC, DPA, U/W fees waived products; Delinquencies edge higher; Conv. conforming changes; inflation = higher rates|📊Average mortgage rates fall despite Labour leader turmoil: Moneyfacts|🏛️Hedging and Secondary, Verification, AI, Reverse, Ops Tools; Earnings; Market Muddle|🏛️Fannie, Freddie's latest bull says traders underpricing IPO odds|💻Tech Watch: Keeping pace when products move fast|🤝eXp expands platform with acquisition of NextHome|💻Nine out of 10 homebuyers want solar panels and EV charging|💻Industry trio urge colleagues to join ED&I conversation|🤝Does eXp’s NextHome deal signal a new brokerage trend?|💻Glenhawk announces upgrades to AVMs criteria|💻The Right Mortgage & Protection Network signs up TAB|💻Runaway rents are a “national phenomenon”, says think tank|🏛️Fannie Mae predicts little change in mortgage rates for a very long time|💻Rocket sues UWM, alleging $100 million breach of bulk MSR contracts|💻Housing costs remain a major focus in Fed’s survey of U.S. households|📊Miran exits Fed as Warsh ascends and Powell lingers|⚖️Senate Republicans double down on CFPB rollbacks|🤖Newly minted Mortgage AI Council aims to level playing field for IMBs|💻CrossCountry sugars Two Harbors deal with dividend pledge|💻Foreclosures dip monthly, climb annually as housing strains persist|💻Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes|💻Housing market subdued in April: Rics|💻Offa expands direct team with four recruits|💻Economy shows surprise growth in March despite war|💻Passing the baton: NextGen 30 Under 30 mentorship programme|💻Residential and buy-to-let arrears fall again, says UK Finance|🤖One in four Brits have used AI for mortgage guidance|💻Construction output grows by 0.4% in Q1 2026: ONS|💻Rent controls would not harm landlords if tax relief returns, says JRF|🤝Two Harbors calls latest UWM acquisition offer ‘predatory’ and ‘illusory’|💻Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants|📊Senate confirms Warsh to replace Powell as Fed chair|🤖Plenty of AI usage in CRE, but ‘clear market gap’ excludes it from decision-making|💻Wholesale inflation spikes to four-year high in April|💻Purchase mortgage demand stays strong as refinance share slides|🤖May 13: AI, CRM, verification, DSCR, HELOC products; Gov’t program news; Rates & inflation & borrower psychology… inflation is hot|💻Cladding, leasehold and social housing all mentioned in King’s Speech|💻Foundation relaunches BTL products and cuts rates|💻FCA names new senior execs|💻News Analysis: Purchasers turn cautious|💻TSB and West Brom cut prices by up to 26bps|💻L&G paid out £1.388bn protection claims last year|💻New home registrations fall as developers face rising costs: NHBC|💻Charles Street Finance creates field-based BDM team|💻Blog: Will RRA change how we approach lending?|💻OSB promotes Hollands to group head of intermediary sales and distribution|🤖Comment: Beware the AI veneer|💻Misconceptions around deposits still holding back FTBs: MAB|📊New prime minister might mean lower mortgage rates, says John Charcol|💻Four in 10 homes on the market don’t sell: Zoopla|💻Landbay hires McRoberts as BDM for Kent and South Coast|📊Former Fed chair offers blistering critique of Kevin Warsh’s AI outlook|💻Concentration risk emerging among newer vintage loans, FHA borrowers|💻Purchase mortgage activity holds ground in April|📊Senate confirms Kevin Warsh to Fed board with chair vote on deck|💻Mortgage credit availability retreats in April|💻CPI inflation spikes to highest level since 2023 as war impacts build|💻Air partners with Linear for later life lending expansion|💻TMW cuts rates by up to 0.20%, Gen H lifts prices|💻40% of landlords want to refinance over next 12 months|🤖May 12: LO jobs; best ex, equity, servicing, AI, valuation tools; job market’s mixed signals; purchase market dragging?|💻TML lowers rates by up to 0.35%, Kensington withdraws products|💻Paradigm adds Afin to lender panel|💻Leasehold ‘bottleneck’ sees time to exchange take 155 days|💻Second charge new business volumes grew by 20% in March: FLA|💻Stamp Duty bungs up the housing market, shadow chancellor says|💻Atom bank adds Norton Broker Services to commercial broker panel|💻Dudley BS appoints Smith as chief growth officer|💻Molo launches semi-commercial proposition|💻MT Finance hires Gregory as BDM|💻Popularity of trackers has surged since start of war in Iran|📊Fleet reintroduces zero fee and fixed fee 5-year rates, Coventry cuts prices|💻Mortgage searches down 20% in April: Twenty7tec|💻Newell appointed as head of Fiba|💻Lloyds Banking Group launches £5k deposit FTB mortgage|🏠Zillow-Redfin antitrust cases proceed as judge rejects motion to dismiss|💻Bringing facts to some mortgage market myths|💻UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms|💻Refinance share of mortgage originations hits four-year high in first quarter|💻Price declines, demand uncertainty muddy outlook for fix-and-flip investors|📊Existing-home sales stall in April as mortgage rates surge|📊Nationwide, Virgin and NatWest make rate cuts of up to 0.36%|💻News Analysis: New rental rules bring opportunity|📊May 11: MI, LO jobs; AI consulting, UAD 3.6, CRA mining, non-Agency search tools; rate cross currents but Fed probably sitting ’til ’27|💻Pallas Capital hires Dance as originator|💻Beverley BS Joins Brilliant Solutions Mortgage Club panel|💻Zephyr Homeloans launches special edition 5-year fixed range|💻Market Watch: Chaos theory? We need calm!|💻Together appoints Anderson as chief strategy officer|💻The Right Mortgage & Protection Network points to year on year growth|💻GB Bank joins BDLA|💻FTBs remain under pressure from mortgage mayhem: Moneyfacts|💻Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines|💻U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952|💻CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM|📊Mortgaged home equity levels ‘relatively strong’ as seriously underwater rates rise|💻Firming labor market may bring limited relief to housing|💻Mortgage Strategy’s Top 10 Stories: 04 May to 08 May|📊May 8: LO jobs coast to coast; BBYS, anti-fraud, subservicing products; Primer hedging information for MLOs|💻Industry calls for response on equity, diversity and inclusion|📊Mortgage rate cuts stall as market adjusts to uncertainty: Moneyfacts|💻Pepper Money rejigs sales team|💻Together trims unregulated bridging rates|💻Vida Homeloans expands resi options and relaunches BTL range|💻Gatehouse added to The Right Mortgage panel|💻House prices stable in April, says Halifax|💻Money Talks – Putting Protection Viewpoint insights into action – Part 2|💻Top central bankers explain dissents, urge caution as inflation risks rise|💻Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans|💻High prices for urban new builds underscore housing reform delay|💻Residential construction spending rallies in March|📊Mortgage rates hit monthly high, clouding homebuying outlook|💻Seasonal dip dings strong yearly gains in first-quarter CRE originations|💻Duncombe set to retire as part of YBS’ homes division reshuffle|🤖May 7: LO jobs; hedging & secondary, verification, AI, reverse, ops tools; earnings tell a tale; market muddle Click to teach UTmail Mail this conversation is important|💻Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26|💻Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore|💻London £5m+ market losing momentum, says Savills|💻HSBC to cut rates as others reprice in both directions|💻Monmouthshire BS appoints Morgan as BDM for south Wales|💻Amid office sector weakness, has the sublease vacancy rate peaked?|💻As home affordability weakens, generational gaps widen|🤖Fed’s Goolsbee warns of ‘diminishing returns’ from massive AI spending|💻High rates still blocking would-be movers as home price growth cools — for now|💻Private employers defy expectations, add more than 100,000 jobs in April|💻War-driven rate pressures slowing mortgage demand|🤖May 6: VP Ops, AE jobs; TBA settlement, non-Agency, due diligence, AI, warehouse tools; How old is your house?|💻Power Moves: Rate, AnnieMac, Lower and others make notable hires|💻HUD eases environmental guidelines for FHA’s multifamily underwriting|💻Home prices keep climbing, though gains ease slightly from fourth quarter|💻CrossCountry Mortgage fires back at ‘misleading claims’ from UWM in TWO bidding battle|💻Iran war shatters real estate investor outlook|💻Sales of newly built homes jump in March|📊May 5: LO, AE jobs; Ginnie guide, borrower marketing, e-note products; AI webcast; Advocacy Week approaching|💻Scotsman Guide’s 2026 Top Women Originators hit big numbers last year|💻HUD’s mixed-immigration status proposal sees 97% opposition|💻FICO 10T outperforms VantageScore 4.0 in new mortgage default study|🤝Two Harbors roundly rejects UWM’s latest acquisition bid, cites ‘significant’ risks|💻Homebuying literacy gaps highlight rift between purchase affordability and buyer demand|💻Non-QM delinquencies ease in March on seasonal drivers|⚖️May 2: Thoughts on retaining the borrower, evaluating LO performance, and keeping policy in perspective; compliance matters!|💻UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter|🤖Survey finds mortgage brokers are receptive to AI — but slow to adopt|📊Fitch says pair of Fed rate cuts still on the table for 2026|💻New home listings resilient in April despite economic volatility|💻New mortgage payments jump in March, setting back purchase affordability|📊Experts see higher floor for mortgage rates as Iran war drags on|📊May 1: LO jobs, TPO partner wanted; database mining, commercial, PPE, lead gen tools; non-Agency updates around the biz|💻Housing underbuilding weakens wealth building|💻Restoring HUD’s First Look program can expand homeownership without banning investors|💻Exponential income growth requires a shift away from small deals|💻DSCR is reshaping real estate financing in tighter credit environment|💻SOFR-based hedging gains traction in non-agency lending|💻Policy shifts revive attention on manufactured housing|💻Building strength during mortgage market slowdowns|💻An elite originator explains what separates top producers from the rest|💻Homeowners insurance premiums soar between 2021 and 2025, new study shows|🏛️Lenders begin rolling out VantageScore 4.0 for Fannie Mae and Freddie Mac loans|🏛️Refinances fuel first-quarter rebound in Freddie Mac earnings|💻PCE inflation skyrockets in March on energy supply shock|🏛️Fannie Mae earnings recover in first quarter, reflecting ‘leaner’ approach|📊Apr. 30: Cap mkts. Job; Forecasting, data, underwriting tools., credit monitoring tools; Webinars and thought leadership; STRATMOR Insights|📊Powell to stay on as Fed governor after his chair term expires in May|📊A cautious Fed leaves interest rates unchanged as Powell nears the finish line|💻Non-QM sector stabilizes in March amid deteriorating delinquency outlooks|📊Senate Banking Committee advances Warsh nomination for next Fed chair|💻Single-family housing starts spike as permits plunge in March|💻Purchase mortgage applications sustain rebound from March lows|🤖Apr. 29: CRM, verification, AI, MERS review, fee mgt., credit monitoring tools; Disaster updates; STRATMOR CD workshop|💻HUD moves to roll back gender identity protections for federal housing programs|💻USDA, HUD rescind Biden-era energy efficiency mandate|💻Broeksmit backs revised Basel III plan before House committee, calls for changes|💻CRE lending has banner year in 2025|💻Consumer sentiment treads water in April amid ongoing war impacts|💻Home price gains fade with inflation set to reheat: Case-Shiller index|💻Regional home price softening deepens in February|🤝Apr. 28: AE, LO, cap. mkts. jobs; investor, workflow, accounting, AI, DPA tools; LOs & technology during growth; Fed meeting starts|💻Ginnie Mae changes reporting policy following spike in FHA delinquency numbers|💻CHLA cautions ‘unwillingness to act boldly’ is deepening housing divides|📊Powell and Warsh to share spotlight Wednesday with Fed rate cuts likely on hold|💻House lawmakers revolt against White House restrictions on BTR investors|💻Commercial delinquencies jump in first quarter for GSEs and FHA|📊Apr. 27: POS, retention tools, Consumer direct workshop and shows; Construction psychology; Data on tap|📊Apr. 25: Thoughts on tracking construction loans; Powell/Warsh/Trump; The life of a notary; Saturday Spotlight: NEO Home Loans|💻Mortgage credit score competition is increasing. Will it lower costs?|💻MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones|💻Pair of polls point to historically dismal consumer confidence|💻Foreclosure inventory reaches highest level since 2020|📊DOJ abruptly drops criminal probe of Fed Chair Powell|⚖️Fed’s inspector general reports uptick in unresolved data security issues at CFPB|📊DOJ drops criminal probe into Fed chair Jerome Powell|💻Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies|💻CHEP lambasts Maine regulators for new law restricting shared-equity lending|💻Coworking emerging as driver of office occupancy recovery|💻Renovation lending lingering bright spot in dour home building outlook|💻Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization|📊Modest mortgage rate relief continues despite ongoing geopolitical tensions|📊VantageScore 4.0 Is a Go at the GSEs, FHA to Follow|💻Home seller profit margins sink to five-year low|🤖Apr. 23: Tech job; Specialty AI, pooling, correspondent products; Lender responsibility opinion; webcast specialty shows coming|💻Climate risks actively eroding U.S. housing markets, ICE study finds|💻The ‘stability gap’: Why a good salary is not enough to secure a mortgage|⚖️Broeksmit offers further clarity on MBA’s single-bureau credit plan|💻Real estate investor optimism fades amid geopolitical tensions and inflation resurgence|🏛️FHFA, HUD greenlight updated credit score models for federally backed mortgages|💻Home purchase cancellations jump in March as price growth slows|💻Mortgage demand bounces back as rates stabilize, inventory expands|📊Apr. 22: Hedge mgt., LO jobs; MBS execution, AI, DSCR, processing, HELOC products; Hedge funds, Treasuries, & mortgage rates|⚖️CFPB final rule unveiled, will ‘amend provisions related to disparate impact’|💻Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits|💻U.S. land prices cool as builder demand softens|💻Borrowers express downpayment confusion amid affordability pressures|💻Warsh faces tough questions from Senate committee, denies Trump influence on rates|🤖Unsubscribe|📊Pending home sales climb 1.5% in March as pent-up demand defies high mortgage rates|💻Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills|📊Apr. 21: VOA, processing, DPA, non-QM, broker products; Lender 2025 volume rankings; attorneys & legal risk; assessing AVM risk|💻Maine becomes first state in U.S. to regulate home equity investment loans|📊Kevin Warsh stakes out Fed independence stance ahead of crucial Senate hearing|💻Scotsman Guide survey finds mortgage originators start the year confident, despite barriers|💻Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios|💻Outlook dims for ‘structural’ recovery in housing affordability|🤝Apr. 20: CU jobs; Best-ex, AI, servicing, borrower acquisition tools; HELOC, non-QM, client funnel products; why are markets on hold?|🤖Tips for getting credible financial planning help from AI|🤖How much can influencers with less than 10,000 followers earn?|⚖️Apr. 18: Thoughts on retaining borrowers; States are communicating on compliance; Saturday Spotlight: Kastle; memorable sales speech|🤖Apr. 17: LO, AE jobs, Dark Matter changes; mfg. DPA, QC, AI, data decisioning tools; a strained housing market; insurance/climate interview|🏛️FHFA’s Scrapped Press Conference Fires Rumor Mill|🏛️Apr. 16: LO, AE jobs; AOT, warehouse, homebuyer report, , subservicing tools; STRATMOR’s “Who Owns the Borrower?” Population trends|📊Trump threatens to fire Powell as April 21 hearing approaches to confirm Warsh as new Fed chief|⚖️Apr. 15: Western AE & mgt. jobs; TBA bidding, HELOC, DSCR, CRM, HMDA analysis, MI tools; in-person events for months to come|💻Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch|🤖Apr. 13: AI, LOS, subservicing, MERS review, fraud prevention tools; webinars; wholesale & correspondent news|📊Apr. 11: Thoughts on customer service, DPAs; Mortgage executive orders; Ginnie Mae: en fuego; Saturday Spotlight: Gershman Mortgage|💻Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor|📊Warsh’s April 16 Fed chief confirmation hearing delayed|📊Purchase-Mortgage Volume Plods Along in Agency Market|📊Mortgage Brokers Spill the Beans on Credit Report Costs|🏛️Apr. 9: MLO, AE jobs; Commercial, UAD 3.6, data analysis tools; pieces on AI governance, consistency, and focusing on the basics|🤖Apr. 8: LO jobs; Mastermind Summit, property mining, AI processing tools; STRATMOR & subservicing; LOs & re-engaging clients; cease fire & rates|🤖Apr. 7: LO, AE jobs; AI ass’t, eSignature, subservicing, AI adoption products; VA servicing and loss mit update: AI news|📊Apr. 6: Corresp. jobs; BBYS, HELOC processing products; in-person events through year end; population shifts matter|💻Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage|📊High Demand for Mortgages Raises Rate, Processing Time|🤖Apr. 3: LO, U/W jobs; AI due diligence, AI guide, data mining tools; investor Agency changes; good stats to help LOs|🏛️Apr. 2: LO, AE jobs; social security, equity, processing tools; Freddie & Fannie shifts… odds of a release from conservatorship slim|📊Apr. 1: LO, AE jobs; Community dev., non-del non-QM, hedging products; credit news runs the gamut|🔒Mar. 31: AE, LO jobs; BBYS, cybersecurity, AI, AI ass’t tools; non-Agency news; STRATMOR on owning servicing; who “owns” the borrower?|⚖️2025 HMDA Data on Mortgage Lending Now Available|🤖Mar. 30: U/W, AE, LO jobs; AI/LOS, commercial products; USDA, FHA, VA changes; interviews with Lennar’s Escobar and Vesta’s Yu|📊Mar. 28: CrossCountry to buy Two Harbors; escrow interest ruling; vendor news; California MBA & advocacy; Saturday Spotlight: Flyhomes BBYS|🤖Mar. 27: LO, U/W jobs; verification, non-QM hedging tools; builder trends that impact LOs; student debt news; automation & processing|⛓️What is a crypto mortgage? And what’s the role of Fannie Mae, Coinbase, Better Mortgage?|⛓️Better Mortgage & Fannie Mae Allow Homebuyers To Use Coinbase Crypto Loans As Down Payments|⚖️Mar. 26: Sec. mktg., U/W, AE, marketing, LO jobs; BI, fraud, non-QM, HELOC products; At what point do you verify something?|📊Mar. 25: Pricing, trading mgr., U/W, broker jobs; non-QM, data source, MI checklist, pipeline valuation class tools; farewell PHH name|🤖Mar. 24: AE, LO jobs, eNote, AI, servicing, data tools; trigger lead adjustments; FICO investigation; house appreciation is complicated|🤝Mar. 23: LO jobs; subservicing, LOS, verification tools; STRATMOR on tech & borrower experience; builder M&A; rates driven by war tweet|📊Mar. 21: A dive into the UWM/TWO deal issues; credit trend papers to check out; you can’t ignore fuel costs; a nod to Chuck Norris|📊Does Rate Spike From 6% To 6.625% Derail 2026 Homebuying?|📊Mar. 20: LO jobs; Underwriting, insurance, investor reporting products; Two Harbors in play; who’s seeing early payoffs?|🏛️Mar. 19: Cap. mkts tech, U/W, LO jobs; Broker, correspondent, subservicer oversight tools IMB cost still $11k per loan; STRATMOR survey; CrossCountry deal|💻Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!|💻Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards|📊Mar. 16: Sales, mgt. jobs; Processing, bridge loan, non-QM products; news & oil prices point to a Fed hold; “tip to tail” wave|💻Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes|📊Mar. 13: CFO, LO jobs; Jumbo construction investor sought; UAD 3.6, AI, processing tools; the undercurrents moving mortgage rates|🤖Mar. 12: U/W, LO, sales jobs; AI roadmap, UAD 3.6, repurchase tools; False Claims Act rumors; STRATMOR’s subservicing survey; credit trend interview|💻Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes|🤖Mar. 10: AE jobs; BBYS, trigger lead, document generation, AI rollout tools; Pennymac’s Spector on strategy; prediction markets & rates|📊Mar. 9: Non-QM, default support, DSCR products; in-person events; Which lenders are refinancing; Rocket’s Austin Niemiec interview on Compass|⚖️Mar. 7: Economic topics & trends impacting rates and borrower psychology; Compliance & regulatory snacks; AI thoughts|📊Mar. 6: Reporting coordinator, LO jobs; Partnerships, teams sought; verification tool; company & training webinars; oil-driven inflation|🤖June 2: AE, LO, servicing jobs; verification, AI automation, MERS audit, lead source products; webinars & podcasts today & tomorrow|🤖Just don’t: Why AI-generated marketing content is a regulatory minefield for mortgage lenders|📊Higher mortgage rates hurt the housing market: Bellway|📊Mortgage Rates Just a Bit Higher After Last Week's Jump|💻Where to get mortgage loan originator training|💻Mortgage lock volume slid 9% in May, Optimal Blue reports|⚖️June 6: Big retail union; vendor product news; Enforcement action update; Saturday Spotlight: Flyhomes’ BBYS for brokers|⚖️Fed's Barr: Strong bank regulation curbs nonbank risks|🏛️Verification, Non-QM Corresp., AI/POS Products; Upcoming Webcasts; Non-Agency Product News|🏛️June 8: Production mgt. job; verification, non-QM corresp., AI/POS products; upcoming webcasts; non-Agency product news|🤝Mortgage and real estate battle for the top of the funnel|🤝Temenos Acquires Swiss Wealth Management Orchestration Platform additiv|🤖Finovate Podcast Talks AI, Payments, Cannabis Banking and More!|📊Mortgage Rates Move Modestly Lower|📊Temporary Jolt From JOLTS as War Focus Remains|💻Mortgage fraud risk drops 9%; investor loans a concern|💻Onity updates reverse mortgage deal, preps share buyback|⚖️Napier AI Teams Up with Concentrix to Boost AML Compliance|⚖️Fed's Barr: Regulatory relief increased big bank profits, not lending|🏛️June 3: Servicing, AE jobs; Secondary execution, broker contest, commercial products; webinars of note; Bill Pulte’s job move?|🏛️Fannie, Freddie shares dip as Pulte's added role raises questions|🤝June 1: Servicing mgt. job; non-QM, HELOC, AI, LOS, eVault tools; gov’t loan program changes; bond investor thinking|🤝Verification, AI Automation, MERS Audit, Lead Source Products; Webinars and Training|🤖Real estate agents: Before you paste AI copy into the MLS, run this checklist|💻FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts|🤖May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law|💻Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions|📊How loan officers are saving deals as mortgage rates cross 6.6%|💻Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp|📊Kevin Warsh vows to lead ‘reform-oriented Federal Reserve’ during White House ceremony|📊Servicer Retention Fell in Q1, But Remains at Multi-Year Highs|💻Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages|💻Single-family rents notch slight uptick in March|💻Mortgage leaders back revised 21st Century ROAD to Housing Act|💻Gen H to cut rates by up to 30bps|💻Title insurance industry posts bumper year in 2025|⚖️HELOC, DPA, U/W Fees Waived Products; Delinquencies Edge Higher; Conv. Conforming Changes|💻Mortgage Strategy’s Top 10 Stories: 18 May to 22 May|⚖️April Housing Inflation Data Fills in The Dots That Went Missing During The Government Shutdown|📊Average mortgage rate creeps downwards, says Moneyfacts|🏛️Fannie Mae raises mortgage rate forecast through 2027|💻Ami and Imla urge broker feedback on ED&I|🏛️Mortgage Rates Surge Toward 8-Month Highs|🤝equipifi Raises $34 Million to Build Flexible Payments Infrastructure|💻Coventry and Together to trim rates|🤝Arbor Homes’ low-$200s Arrival Series battles the affordability gap|💻IHT receipts for Apr 2026 fall to £0.7bn|💻Stamp Duty receipts down despite more homebuyers dragged into net|💻Iran war is crushing single-family home builders|💻Homeowners insurance premiums see first deceleration since 2019|⚖️CFPB purges 15 years of public data from its website|📊Mortgage rates are now on the wrong side of 6.5%|📊VantageScore Uptake Matches Expectations|💻Zombie foreclosure rates tick up in second quarter|💻Deadline extended for Mortgage Strategy Specialist Lending Awards|💻FTBs top priority for Govt support say brokers|💻Nationwide mortgage lending up 2.5%|📊May 21: U/W mgr., AE jobs; hedging, verification, servicing, QC, reverse products; Road to Housing Bill status; Jerry Seinfeld & the MBA|💻TSB and Paragon cut rates as Accord tweaks LTI rule|💻CHL hires Jenna Macey as BDM for London and the south|💻Landlord sentiment remains stable, says Landbay|💻A quarter of customers identified as vulnerable by FOS|💻Mortgage complaints fall 11% in last financial year: FOS|💻Six in 10 tenants welcome the Renters’ Rights Act, says Barclays|💻Bucks BS expands BTL and holiday let offering|💻West Oxfordshire tops list of FTB hotspots: Rightmove|💻West One boosts lending as Santander cuts rates|💻Barney Frank, key Wall Street reformer, remembered as consumer champion|💻Mortgage defect rate improves in fourth quarter|💻HUD issues blueprint for cutting red tape to spur home building|📊Fed minutes reveal inflation concerns, unease over ‘easing bias’|💻House advances sweeping housing bill with White House backing|💻Mortgage demand falls to five-week low in mid-May|🔒May 20: MI, broker jobs; Strategic partner sought; TPO non-QM, vendor strategy, cybersecurity tools; NY conference talk; Fed raise coming?|💻Comment: Time to shape the future of later-life lending|💻Landlords plan expansion despite Renters’ Rights Act|💻Average UK rent 3.5% higher over year: ONS|💻Halifax and BM Solutions cut rates as NatWest makes increases|📊Darlington BS cuts foreign currency mortgage rates 30bps|💻House prices flat over the past year, says Land Registry|💻Industry reacts to inflation fall to 2.8%|💻Over-60s property wealth is 3x value of DC pensions market|💻Blog: The industry needs more people like Nev|🤖AI uncertainty clouds office construction outlook|💻Government loans gain ground amid faltering new-home mortgage demand|🤝Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger|💻Buyers gain leverage as downpayments drop for fourth straight quarter|💻Pending home sales rebound in April despite rising rates|💻Resilient price growth in Opportunity Zones ‘a good sign’ for broader housing market|💻Vernon BS sees sharp rise in later life lending|💻Principality Intermediaries makes mix of rate changes|🤖May 19: Lead mgt., AI mgt., construction, servicing, QC products; NY conference chatter; AI governance; LO comp is in play|💻Glenhawk hires managing director of sales and marketing|💻NatWest raises max LTI to 6.5x for high earners|💻Planning applications hit record low: Landmark|💻Developer confidence falls in Q1, says Octane Capital|💻Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages|💻Rise in number of properties auctioned in April|💻Charles Street Finance hires Mather as sales manager|💻Cancelled mortgages hit record high of £8.7bn in Q1|💻Lettings market activity strengthens in April: Foxtons|💻Bucks BS lowers product fees, Accord increases rates|📊Bond market holds the cards as inflation fears spike Fed rate hike odds|💻Credit still tightening for home builders, though getting closer to easing|📊First-time homebuyers adjust to spring market as mortgage rate lock-in effect persists|💻HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout|💻Historically dismal home builder sentiment brightens in May|💻Commercial Watch: The seatbelt sign is on but the plane’s still flying|💻Monmouthshire launches new loans origination system with selected brokers|💻Last chance to enter Mortgage Strategy Specialist Lending Awards 2026|💻Rise in the number of sales agreed per estate agent: Propertymark|💻Air to provide later life lending training to Simplybiz advisers|💻Marked moves in Q1 network table|🤖HSBC launches automated remortgages|💻OMS appoints Tippett as head of delivery|💻Demand for variable rates doubles: Moneyfacts|💻Afin Bank appoints Jeffs head of product and proposition|💻House prices up 1.2% in May: Rightmove|🤖May 16: Current state of fraud; thoughts on DPA; AI governance practice and other third-party provider news; NY advice|🤖Roomvu expands AI marketing platform for agents|🤖AI agent aims to reshape how builders screen sites, spot deal risk|💻Rents slide lower amid mixed multifamily outlooks|💻Despite higher upfront costs, new homes save money over time: Realtor.com|📊BBYS, Anti-Fraud, Subservicing Products; Primer Hedging Information for MLOs; Cap. Markets Deep Dive|📊Higher Rates Hit Mortgage Apps, But Only Modestly|💻Transfer taxes still play major role in state closing cost rankings|💻May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage|💻IMBs extend profit streak in first quarter despite cost pressures, falling production|💻Mortgage delinquencies continue steady rise in first quarter|💻Mortgage lock volumes tumble in April, purchases salvage annual gains|⚖️Huntington & Ellis rolls out Smart by h&e to support agents in deals|💻Mortgage Strategy’s Top 10 Stories: 11 May to 15 May|⚖️May 4: Employment and transitions; Compliance, surveys, eGuides and webinars; Spector Q&A|🏛️May 15: LO jobs; HELOC, DPA, U/W fees waived products; Delinquencies edge higher; Conv. conforming changes; inflation = higher rates|📊Average mortgage rates fall despite Labour leader turmoil: Moneyfacts|🏛️Hedging and Secondary, Verification, AI, Reverse, Ops Tools; Earnings; Market Muddle|🏛️Fannie, Freddie's latest bull says traders underpricing IPO odds|💻Tech Watch: Keeping pace when products move fast|🤝eXp expands platform with acquisition of NextHome|💻Nine out of 10 homebuyers want solar panels and EV charging|💻Industry trio urge colleagues to join ED&I conversation|🤝Does eXp’s NextHome deal signal a new brokerage trend?|💻Glenhawk announces upgrades to AVMs criteria|💻The Right Mortgage & Protection Network signs up TAB|💻Runaway rents are a “national phenomenon”, says think tank|🏛️Fannie Mae predicts little change in mortgage rates for a very long time|💻Rocket sues UWM, alleging $100 million breach of bulk MSR contracts|💻Housing costs remain a major focus in Fed’s survey of U.S. households|📊Miran exits Fed as Warsh ascends and Powell lingers|⚖️Senate Republicans double down on CFPB rollbacks|🤖Newly minted Mortgage AI Council aims to level playing field for IMBs|💻CrossCountry sugars Two Harbors deal with dividend pledge|💻Foreclosures dip monthly, climb annually as housing strains persist|💻Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes|💻Housing market subdued in April: Rics|💻Offa expands direct team with four recruits|💻Economy shows surprise growth in March despite war|💻Passing the baton: NextGen 30 Under 30 mentorship programme|💻Residential and buy-to-let arrears fall again, says UK Finance|🤖One in four Brits have used AI for mortgage guidance|💻Construction output grows by 0.4% in Q1 2026: ONS|💻Rent controls would not harm landlords if tax relief returns, says JRF|🤝Two Harbors calls latest UWM acquisition offer ‘predatory’ and ‘illusory’|💻Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants|📊Senate confirms Warsh to replace Powell as Fed chair|🤖Plenty of AI usage in CRE, but ‘clear market gap’ excludes it from decision-making|💻Wholesale inflation spikes to four-year high in April|💻Purchase mortgage demand stays strong as refinance share slides|🤖May 13: AI, CRM, verification, DSCR, HELOC products; Gov’t program news; Rates & inflation & borrower psychology… inflation is hot|💻Cladding, leasehold and social housing all mentioned in King’s Speech|💻Foundation relaunches BTL products and cuts rates|💻FCA names new senior execs|💻News Analysis: Purchasers turn cautious|💻TSB and West Brom cut prices by up to 26bps|💻L&G paid out £1.388bn protection claims last year|💻New home registrations fall as developers face rising costs: NHBC|💻Charles Street Finance creates field-based BDM team|💻Blog: Will RRA change how we approach lending?|💻OSB promotes Hollands to group head of intermediary sales and distribution|🤖Comment: Beware the AI veneer|💻Misconceptions around deposits still holding back FTBs: MAB|📊New prime minister might mean lower mortgage rates, says John Charcol|💻Four in 10 homes on the market don’t sell: Zoopla|💻Landbay hires McRoberts as BDM for Kent and South Coast|📊Former Fed chair offers blistering critique of Kevin Warsh’s AI outlook|💻Concentration risk emerging among newer vintage loans, FHA borrowers|💻Purchase mortgage activity holds ground in April|📊Senate confirms Kevin Warsh to Fed board with chair vote on deck|💻Mortgage credit availability retreats in April|💻CPI inflation spikes to highest level since 2023 as war impacts build|💻Air partners with Linear for later life lending expansion|💻TMW cuts rates by up to 0.20%, Gen H lifts prices|💻40% of landlords want to refinance over next 12 months|🤖May 12: LO jobs; best ex, equity, servicing, AI, valuation tools; job market’s mixed signals; purchase market dragging?|💻TML lowers rates by up to 0.35%, Kensington withdraws products|💻Paradigm adds Afin to lender panel|💻Leasehold ‘bottleneck’ sees time to exchange take 155 days|💻Second charge new business volumes grew by 20% in March: FLA|💻Stamp Duty bungs up the housing market, shadow chancellor says|💻Atom bank adds Norton Broker Services to commercial broker panel|💻Dudley BS appoints Smith as chief growth officer|💻Molo launches semi-commercial proposition|💻MT Finance hires Gregory as BDM|💻Popularity of trackers has surged since start of war in Iran|📊Fleet reintroduces zero fee and fixed fee 5-year rates, Coventry cuts prices|💻Mortgage searches down 20% in April: Twenty7tec|💻Newell appointed as head of Fiba|💻Lloyds Banking Group launches £5k deposit FTB mortgage|🏠Zillow-Redfin antitrust cases proceed as judge rejects motion to dismiss|💻Bringing facts to some mortgage market myths|💻UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms|💻Refinance share of mortgage originations hits four-year high in first quarter|💻Price declines, demand uncertainty muddy outlook for fix-and-flip investors|📊Existing-home sales stall in April as mortgage rates surge|📊Nationwide, Virgin and NatWest make rate cuts of up to 0.36%|💻News Analysis: New rental rules bring opportunity|📊May 11: MI, LO jobs; AI consulting, UAD 3.6, CRA mining, non-Agency search tools; rate cross currents but Fed probably sitting ’til ’27|💻Pallas Capital hires Dance as originator|💻Beverley BS Joins Brilliant Solutions Mortgage Club panel|💻Zephyr Homeloans launches special edition 5-year fixed range|💻Market Watch: Chaos theory? We need calm!|💻Together appoints Anderson as chief strategy officer|💻The Right Mortgage & Protection Network points to year on year growth|💻GB Bank joins BDLA|💻FTBs remain under pressure from mortgage mayhem: Moneyfacts|💻Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines|💻U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952|💻CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM|📊Mortgaged home equity levels ‘relatively strong’ as seriously underwater rates rise|💻Firming labor market may bring limited relief to housing|💻Mortgage Strategy’s Top 10 Stories: 04 May to 08 May|📊May 8: LO jobs coast to coast; BBYS, anti-fraud, subservicing products; Primer hedging information for MLOs|💻Industry calls for response on equity, diversity and inclusion|📊Mortgage rate cuts stall as market adjusts to uncertainty: Moneyfacts|💻Pepper Money rejigs sales team|💻Together trims unregulated bridging rates|💻Vida Homeloans expands resi options and relaunches BTL range|💻Gatehouse added to The Right Mortgage panel|💻House prices stable in April, says Halifax|💻Money Talks – Putting Protection Viewpoint insights into action – Part 2|💻Top central bankers explain dissents, urge caution as inflation risks rise|💻Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans|💻High prices for urban new builds underscore housing reform delay|💻Residential construction spending rallies in March|📊Mortgage rates hit monthly high, clouding homebuying outlook|💻Seasonal dip dings strong yearly gains in first-quarter CRE originations|💻Duncombe set to retire as part of YBS’ homes division reshuffle|🤖May 7: LO jobs; hedging & secondary, verification, AI, reverse, ops tools; earnings tell a tale; market muddle Click to teach UTmail Mail this conversation is important|💻Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26|💻Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore|💻London £5m+ market losing momentum, says Savills|💻HSBC to cut rates as others reprice in both directions|💻Monmouthshire BS appoints Morgan as BDM for south Wales|💻Amid office sector weakness, has the sublease vacancy rate peaked?|💻As home affordability weakens, generational gaps widen|🤖Fed’s Goolsbee warns of ‘diminishing returns’ from massive AI spending|💻High rates still blocking would-be movers as home price growth cools — for now|💻Private employers defy expectations, add more than 100,000 jobs in April|💻War-driven rate pressures slowing mortgage demand|🤖May 6: VP Ops, AE jobs; TBA settlement, non-Agency, due diligence, AI, warehouse tools; How old is your house?|💻Power Moves: Rate, AnnieMac, Lower and others make notable hires|💻HUD eases environmental guidelines for FHA’s multifamily underwriting|💻Home prices keep climbing, though gains ease slightly from fourth quarter|💻CrossCountry Mortgage fires back at ‘misleading claims’ from UWM in TWO bidding battle|💻Iran war shatters real estate investor outlook|💻Sales of newly built homes jump in March|📊May 5: LO, AE jobs; Ginnie guide, borrower marketing, e-note products; AI webcast; Advocacy Week approaching|💻Scotsman Guide’s 2026 Top Women Originators hit big numbers last year|💻HUD’s mixed-immigration status proposal sees 97% opposition|💻FICO 10T outperforms VantageScore 4.0 in new mortgage default study|🤝Two Harbors roundly rejects UWM’s latest acquisition bid, cites ‘significant’ risks|💻Homebuying literacy gaps highlight rift between purchase affordability and buyer demand|💻Non-QM delinquencies ease in March on seasonal drivers|⚖️May 2: Thoughts on retaining the borrower, evaluating LO performance, and keeping policy in perspective; compliance matters!|💻UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter|🤖Survey finds mortgage brokers are receptive to AI — but slow to adopt|📊Fitch says pair of Fed rate cuts still on the table for 2026|💻New home listings resilient in April despite economic volatility|💻New mortgage payments jump in March, setting back purchase affordability|📊Experts see higher floor for mortgage rates as Iran war drags on|📊May 1: LO jobs, TPO partner wanted; database mining, commercial, PPE, lead gen tools; non-Agency updates around the biz|💻Housing underbuilding weakens wealth building|💻Restoring HUD’s First Look program can expand homeownership without banning investors|💻Exponential income growth requires a shift away from small deals|💻DSCR is reshaping real estate financing in tighter credit environment|💻SOFR-based hedging gains traction in non-agency lending|💻Policy shifts revive attention on manufactured housing|💻Building strength during mortgage market slowdowns|💻An elite originator explains what separates top producers from the rest|💻Homeowners insurance premiums soar between 2021 and 2025, new study shows|🏛️Lenders begin rolling out VantageScore 4.0 for Fannie Mae and Freddie Mac loans|🏛️Refinances fuel first-quarter rebound in Freddie Mac earnings|💻PCE inflation skyrockets in March on energy supply shock|🏛️Fannie Mae earnings recover in first quarter, reflecting ‘leaner’ approach|📊Apr. 30: Cap mkts. Job; Forecasting, data, underwriting tools., credit monitoring tools; Webinars and thought leadership; STRATMOR Insights|📊Powell to stay on as Fed governor after his chair term expires in May|📊A cautious Fed leaves interest rates unchanged as Powell nears the finish line|💻Non-QM sector stabilizes in March amid deteriorating delinquency outlooks|📊Senate Banking Committee advances Warsh nomination for next Fed chair|💻Single-family housing starts spike as permits plunge in March|💻Purchase mortgage applications sustain rebound from March lows|🤖Apr. 29: CRM, verification, AI, MERS review, fee mgt., credit monitoring tools; Disaster updates; STRATMOR CD workshop|💻HUD moves to roll back gender identity protections for federal housing programs|💻USDA, HUD rescind Biden-era energy efficiency mandate|💻Broeksmit backs revised Basel III plan before House committee, calls for changes|💻CRE lending has banner year in 2025|💻Consumer sentiment treads water in April amid ongoing war impacts|💻Home price gains fade with inflation set to reheat: Case-Shiller index|💻Regional home price softening deepens in February|🤝Apr. 28: AE, LO, cap. mkts. jobs; investor, workflow, accounting, AI, DPA tools; LOs & technology during growth; Fed meeting starts|💻Ginnie Mae changes reporting policy following spike in FHA delinquency numbers|💻CHLA cautions ‘unwillingness to act boldly’ is deepening housing divides|📊Powell and Warsh to share spotlight Wednesday with Fed rate cuts likely on hold|💻House lawmakers revolt against White House restrictions on BTR investors|💻Commercial delinquencies jump in first quarter for GSEs and FHA|📊Apr. 27: POS, retention tools, Consumer direct workshop and shows; Construction psychology; Data on tap|📊Apr. 25: Thoughts on tracking construction loans; Powell/Warsh/Trump; The life of a notary; Saturday Spotlight: NEO Home Loans|💻Mortgage credit score competition is increasing. Will it lower costs?|💻MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones|💻Pair of polls point to historically dismal consumer confidence|💻Foreclosure inventory reaches highest level since 2020|📊DOJ abruptly drops criminal probe of Fed Chair Powell|⚖️Fed’s inspector general reports uptick in unresolved data security issues at CFPB|📊DOJ drops criminal probe into Fed chair Jerome Powell|💻Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies|💻CHEP lambasts Maine regulators for new law restricting shared-equity lending|💻Coworking emerging as driver of office occupancy recovery|💻Renovation lending lingering bright spot in dour home building outlook|💻Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization|📊Modest mortgage rate relief continues despite ongoing geopolitical tensions|📊VantageScore 4.0 Is a Go at the GSEs, FHA to Follow|💻Home seller profit margins sink to five-year low|🤖Apr. 23: Tech job; Specialty AI, pooling, correspondent products; Lender responsibility opinion; webcast specialty shows coming|💻Climate risks actively eroding U.S. housing markets, ICE study finds|💻The ‘stability gap’: Why a good salary is not enough to secure a mortgage|⚖️Broeksmit offers further clarity on MBA’s single-bureau credit plan|💻Real estate investor optimism fades amid geopolitical tensions and inflation resurgence|🏛️FHFA, HUD greenlight updated credit score models for federally backed mortgages|💻Home purchase cancellations jump in March as price growth slows|💻Mortgage demand bounces back as rates stabilize, inventory expands|📊Apr. 22: Hedge mgt., LO jobs; MBS execution, AI, DSCR, processing, HELOC products; Hedge funds, Treasuries, & mortgage rates|⚖️CFPB final rule unveiled, will ‘amend provisions related to disparate impact’|💻Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits|💻U.S. land prices cool as builder demand softens|💻Borrowers express downpayment confusion amid affordability pressures|💻Warsh faces tough questions from Senate committee, denies Trump influence on rates|🤖Unsubscribe|📊Pending home sales climb 1.5% in March as pent-up demand defies high mortgage rates|💻Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills|📊Apr. 21: VOA, processing, DPA, non-QM, broker products; Lender 2025 volume rankings; attorneys & legal risk; assessing AVM risk|💻Maine becomes first state in U.S. to regulate home equity investment loans|📊Kevin Warsh stakes out Fed independence stance ahead of crucial Senate hearing|💻Scotsman Guide survey finds mortgage originators start the year confident, despite barriers|💻Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios|💻Outlook dims for ‘structural’ recovery in housing affordability|🤝Apr. 20: CU jobs; Best-ex, AI, servicing, borrower acquisition tools; HELOC, non-QM, client funnel products; why are markets on hold?|🤖Tips for getting credible financial planning help from AI|🤖How much can influencers with less than 10,000 followers earn?|⚖️Apr. 18: Thoughts on retaining borrowers; States are communicating on compliance; Saturday Spotlight: Kastle; memorable sales speech|🤖Apr. 17: LO, AE jobs, Dark Matter changes; mfg. DPA, QC, AI, data decisioning tools; a strained housing market; insurance/climate interview|🏛️FHFA’s Scrapped Press Conference Fires Rumor Mill|🏛️Apr. 16: LO, AE jobs; AOT, warehouse, homebuyer report, , subservicing tools; STRATMOR’s “Who Owns the Borrower?” Population trends|📊Trump threatens to fire Powell as April 21 hearing approaches to confirm Warsh as new Fed chief|⚖️Apr. 15: Western AE & mgt. jobs; TBA bidding, HELOC, DSCR, CRM, HMDA analysis, MI tools; in-person events for months to come|💻Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch|🤖Apr. 13: AI, LOS, subservicing, MERS review, fraud prevention tools; webinars; wholesale & correspondent news|📊Apr. 11: Thoughts on customer service, DPAs; Mortgage executive orders; Ginnie Mae: en fuego; Saturday Spotlight: Gershman Mortgage|💻Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor|📊Warsh’s April 16 Fed chief confirmation hearing delayed|📊Purchase-Mortgage Volume Plods Along in Agency Market|📊Mortgage Brokers Spill the Beans on Credit Report Costs|🏛️Apr. 9: MLO, AE jobs; Commercial, UAD 3.6, data analysis tools; pieces on AI governance, consistency, and focusing on the basics|🤖Apr. 8: LO jobs; Mastermind Summit, property mining, AI processing tools; STRATMOR & subservicing; LOs & re-engaging clients; cease fire & rates|🤖Apr. 7: LO, AE jobs; AI ass’t, eSignature, subservicing, AI adoption products; VA servicing and loss mit update: AI news|📊Apr. 6: Corresp. jobs; BBYS, HELOC processing products; in-person events through year end; population shifts matter|💻Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage|📊High Demand for Mortgages Raises Rate, Processing Time|🤖Apr. 3: LO, U/W jobs; AI due diligence, AI guide, data mining tools; investor Agency changes; good stats to help LOs|🏛️Apr. 2: LO, AE jobs; social security, equity, processing tools; Freddie & Fannie shifts… odds of a release from conservatorship slim|📊Apr. 1: LO, AE jobs; Community dev., non-del non-QM, hedging products; credit news runs the gamut|🔒Mar. 31: AE, LO jobs; BBYS, cybersecurity, AI, AI ass’t tools; non-Agency news; STRATMOR on owning servicing; who “owns” the borrower?|⚖️2025 HMDA Data on Mortgage Lending Now Available|🤖Mar. 30: U/W, AE, LO jobs; AI/LOS, commercial products; USDA, FHA, VA changes; interviews with Lennar’s Escobar and Vesta’s Yu|📊Mar. 28: CrossCountry to buy Two Harbors; escrow interest ruling; vendor news; California MBA & advocacy; Saturday Spotlight: Flyhomes BBYS|🤖Mar. 27: LO, U/W jobs; verification, non-QM hedging tools; builder trends that impact LOs; student debt news; automation & processing|⛓️What is a crypto mortgage? And what’s the role of Fannie Mae, Coinbase, Better Mortgage?|⛓️Better Mortgage & Fannie Mae Allow Homebuyers To Use Coinbase Crypto Loans As Down Payments|⚖️Mar. 26: Sec. mktg., U/W, AE, marketing, LO jobs; BI, fraud, non-QM, HELOC products; At what point do you verify something?|📊Mar. 25: Pricing, trading mgr., U/W, broker jobs; non-QM, data source, MI checklist, pipeline valuation class tools; farewell PHH name|🤖Mar. 24: AE, LO jobs, eNote, AI, servicing, data tools; trigger lead adjustments; FICO investigation; house appreciation is complicated|🤝Mar. 23: LO jobs; subservicing, LOS, verification tools; STRATMOR on tech & borrower experience; builder M&A; rates driven by war tweet|📊Mar. 21: A dive into the UWM/TWO deal issues; credit trend papers to check out; you can’t ignore fuel costs; a nod to Chuck Norris|📊Does Rate Spike From 6% To 6.625% Derail 2026 Homebuying?|📊Mar. 20: LO jobs; Underwriting, insurance, investor reporting products; Two Harbors in play; who’s seeing early payoffs?|🏛️Mar. 19: Cap. mkts tech, U/W, LO jobs; Broker, correspondent, subservicer oversight tools IMB cost still $11k per loan; STRATMOR survey; CrossCountry deal|💻Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!|💻Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards|📊Mar. 16: Sales, mgt. jobs; Processing, bridge loan, non-QM products; news & oil prices point to a Fed hold; “tip to tail” wave|💻Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes|📊Mar. 13: CFO, LO jobs; Jumbo construction investor sought; UAD 3.6, AI, processing tools; the undercurrents moving mortgage rates|🤖Mar. 12: U/W, LO, sales jobs; AI roadmap, UAD 3.6, repurchase tools; False Claims Act rumors; STRATMOR’s subservicing survey; credit trend interview|💻Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes|🤖Mar. 10: AE jobs; BBYS, trigger lead, document generation, AI rollout tools; Pennymac’s Spector on strategy; prediction markets & rates|📊Mar. 9: Non-QM, default support, DSCR products; in-person events; Which lenders are refinancing; Rocket’s Austin Niemiec interview on Compass|⚖️Mar. 7: Economic topics & trends impacting rates and borrower psychology; Compliance & regulatory snacks; AI thoughts|📊Mar. 6: Reporting coordinator, LO jobs; Partnerships, teams sought; verification tool; company & training webinars; oil-driven inflation|
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Rate Watch
Freddie Mac · Jun 1130-yr Fixed
6.52%
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15-yr Fixed
5.84%
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6.06%
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RATE WATCHJune 8, 2026
Mortgage Rates Just a Bit Higher After Last Week's Jump
Mortgage rates ticked slightly higher again, with the 30-year fixed at 6.68% and the 15-year at 6.20%. For mortgage pros, the bigger implication is that affordability remains tight and borrower urgency to lock may stay elevated.
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Mortgage News Daily
SOFTWARE PLATFORMSJune 9, 2026
Where to get mortgage loan originator training
Mortgage companies are expanding loan originator training programs, with MBA’s School of Loan Origination offering one of the longest-running online options. For mortgage professionals, this means better access to compliant, quality-focused education that can reduce repurchase risk and file rework.
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National Mortgage News
SOFTWARE PLATFORMSJune 9, 2026
Mortgage lock volume slid 9% in May, Optimal Blue reports
Optimal Blue said May mortgage lock volume fell 9% as the 30-year conforming rate rose to 6.44%. For mortgage pros, higher rates are still suppressing demand, especially refinancing, and slowing pipeline conversion.
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HousingWire
REGULATIONJune 6, 2026
June 6: Big retail union; vendor product news; Enforcement action update; Saturday Spotlight: Flyhomes’ BBYS for brokers
May 2026 funded mortgage volume fell 3% year over year and 12% from April, even as the average 30-year conforming retail rate edged to 6.24%. For mortgage pros, that means softer production despite improving rates, so products like Flyhomes’ buy-before-you-sell can help unlock more purchase volume.
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Finovate Podcast Talks AI, Payments, Cannabis Banking and More!
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Real estate agents: Before you paste AI copy into the MLS, run this checklist
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May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law
Rob Chrisman·May 14, 2026·2 min read
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REGULATION
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RATE WATCHMore →
SOFTWARE PLATFORMSMore →
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Mortgage fraud risk drops 9%; investor loans a concern
National Mortgage News·June 2, 2026·2 min read
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M&AJune 8, 2026
Mortgage and real estate battle for the top of the funnel
Mortgage and real estate firms are consolidating into vertically integrated ecosystems to control consumer leads. For mortgage professionals, that means fiercer referral competition and more channel conflict as big players lock up the top of the funnel.
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HousingWire
M&AJune 8, 2026
Temenos Acquires Swiss Wealth Management Orchestration Platform additiv
Temenos is buying Swiss fintech additiv to add AI-enabled orchestration and mass-affluent wealth tools, with the deal expected to close in Q3 2026. For mortgage professionals, this signals faster, more scalable client workflow tech that could raise expectations for integrated, compliant digital experiences.
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Finovate
REGULATIONJune 2, 2026
Napier AI Teams Up with Concentrix to Boost AML Compliance
Napier AI and Concentrix are pairing AI AML and sanctions screening for banks and Tranche 2 firms in Australia and New Zealand. Mortgage pros can expect faster compliance, fewer false positives, and better audit readiness.
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Finovate
REGULATIONJune 3, 2026
Fed's Barr: Regulatory relief increased big bank profits, not lending
Fed Gov. Michael Barr said recent regulatory relief has boosted big bank profits, buybacks and pay, not lending or community banks. For mortgage pros, looser rules may not expand credit and could raise future systemic risk.
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